Balance Connect® for overdraft protection helps you cover your purchases and payments and avoid overdrafts by automatically transferring money from your eligible linked backup account(s), with no transfer fees.

In the Mobile app²

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In Online Banking

Other ways to help avoid overdrafts

Use these great tools to help you monitor your account balance and activity:

• Mobile app — Check your available balance at anytime.
• Alerts³ — Get your available balance daily, be notified when certain types of transactions (such as scheduled payments) impact your available balance during the day and more.
• Insights from Erica®⁴ — Get proactive insights and guidance from Erica, your virtual financial assistant, right in the Mobile app. Erica will even give you a heads up if your balance is trending towards zero so you can take action.
• Remember to account for checks you've written that we haven't received yet, as well as upcoming automatic payments and transactions where the final amount may change, such as when you add a tip to a restaurant charge.
• Visit Better Money Habits® to learn more about saving and budgeting and explore our Spending and Budgeting Tool.⁵