Here’s how to make Mobile Check Deposits and set up direct deposit

In the Mobile app:1

Get Started by clicking on the guided demo button

Try our guided demo and see how easy it is.

Deposit paper checks2

  1. Log in to the Mobile app and select Deposit Checks.
  2. Endorse the back of the check and write "For deposit only at Bank of America."
  3. Take a picture of the front and back of the endorsed check.
    Note: You'll be able to print and save a copy of the check.
  4. Select the account to receive the deposit, enter the amount and tap Next.
  5. After confirming the details, tap Submit — you’ll receive confirmation.

Setting up direct deposit

  1. Log in to the Mobile app and select your checking or savings account.
  2. Scroll down to the Account Management section and select Set up Direct Deposit.
    Note: If the Direct Deposit option isn’t present, your account isn’t eligible at this time.
  3. Deposits can be split between multiple accounts. Select a checkbox for the account(s) you'd like to receive deposits on and the percentage, if applicable.
  4. Enter the Employer or Payment Issuer name.
  5. Download PDF to open the printable form.

Direct Deposit is a proven and secure method of receiving a payment/deposit. Money is electronically transferred from a company or organization to your checking or savings account.

Meet Erica, your virtual financial assistant in the Bank of America mobile app

Erica® can help you make Mobile Check Deposits, set up direct deposit and much more.3 Log in to the Mobile app and tap the Erica icon to get started.


Did you know?

Paper checks deposited via mobile, ATM or in person may be subject to a hold. By receiving money electronically, you'll avoid potential check deposit holds and get your money faster. Learn more about your electronic payment options.


In Online Banking:

Setting up direct deposit

  1. Log in to Online Banking to complete the online form.
  2. Deposits can be split between multiple accounts. Select a checkbox for the account(s) you'd like to receive deposits on and the percentage, if applicable.
  3. Enter the Employer or Payment Issuer name.
  4. Download PDF to open the printable form.

Direct Deposit is a proven and secure method of receiving a payment/deposit. Money is electronically transferred from a company or organization to your checking or savings account.

Other important information:

Learn more about what you can do in Mobile and Online Banking

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