Advertising Practices

In order to accept online payments through your existing website, you must integrate your website to the Bank of America Gateway which allows you to successfully process payment transactions.

Use of security solutions is not a guarantee that your systems will not be breached or guarantee that you will be compliant with the Payment Card Industry Data Security Standard or Payment Network Rules.

The Bank of America Gateway includes the use of the Fraud Management tool at no extra cost. We disclaim all warranties (express or implied) that the Fraud Management tool will accurately identify every instance of fraud or that every transaction identified as suspicious or high risk is, in fact, fraudulent. You are solely responsible for all settings, configurations, and decisions you make or actions you take or do not take, or are made or taken or not taken at your direction, on alerted transaction activity.

Virtual Terminal transactions will be processed using your Card Not Present transaction rate.

Customer Token and Billing Token are optional value-added services available through the Tokenization Management Services. Customer Token and Billing Token require a per token creation fee plus applicable sales tax. If applicable, the fee will be presented to you prior to account opening in the fee schedule. The per token creation fees plus applicable sales tax will be aggregated by Bank of America, posted to your merchant services account, and debited from your settlement account according to your selected billing cycle.

Recurring Billing is an optional value-added service which requires a per transaction fee, plus applicable sales tax. If applicable, the fee will be presented to you prior to account opening in the fee schedule. The per transaction fees, plus applicable sales tax, will be aggregated by Bank of America, posted to your merchant services account, and debited from your settlement account according to your selected billing cycle. Healthcare merchants are not eligible for Recurring Billing at this time.

Account Updater Services are accurate only to the extent: (a) Issuers participate in the Updater Programs; (b) Issuers provide accurate Card Info to the Updater Programs; (c) the Card Info we receive from the Updater Programs is accurate; and (d) the Card Info that you provide to us for processing is accurate. We are not liable for any losses arising from the accuracy of Card Info provided through the Account Updater Services. Account Updater Services is an optional value-added service which requires a per match fee, plus applicable sales tax. If applicable, the fee will be presented to you prior to account opening in the fee schedule. The per match fees, plus applicable sales tax, will be aggregated by Bank of America, posted to your merchant services account, and debited from your settlement account according to your selected billing cycle.