Our optional value-added services 

Give your customers an easier checkout

Customer Tokens and Billing Tokens1, which are available with all Merchant Services accounts, let you securely store cards on file, so repeat customers can check out quickly in person, by phone or online.
Keep customer data secure

Keep customer data secure

Customer and Billing Tokens create tokenized profiles for your customers, which are stored in secure data centers and don't increase your PCI compliance scope.

Maintain your database with ease

Maintain your database with ease

Flexibly create and manage tokens within your Merchant Services account.

Seamless e-commerce checkout

Seamless e-commerce checkout

E-commerce merchants integrated to the Bank of America Gateway2 can let customers store payment information online for quicker checkout.3

Customer and Billing Tokens can add value for a range of business types - from merchants accepting phone or mail orders, to local gyms collecting monthly membership fees, to e-commerce websites offering subscription plans.

Seamlessly collect recurring payments

Recurring Billing4 lets merchants automate payments for subscription services.

Never store sensitive data

Never store sensitive data

Accept recurring payments without storing any sensitive payment information.

Set up multiple plans

Set up multiple plans

Create multiple recurring billing plans with different frequencies and amounts.

Easily manage billing plans

Easily manage billing plans

Supervise recurring plans from within your Merchant Services account.

Recurring Billing works for any merchant that accepts subscription payments - from gym memberships to wine clubs to pool maintenance services.

Keep stored card information current

Account Updater5 helps merchants maintain updated payment information for cards stored on file.
It’s all automatic

It’s all automatic

Payment information stored in your database of Customer and Billing Tokens is automatically reviewed by card networks each month, and updated before it is outdated or expired.

Streamline your updates

Streamline your updates

Use Account Updater to access updates from Visa®, Mastercard® and American Express® via a single interface within your Merchant services account.

Account Updater flexibly supports a range of merchant types that need a convenient, automated way to keep their clients' stored payment information updated for successful subscription and card-on-file payments.

How can these services work together?

Combine any of these features or use them individually for your business—the choice is yours.

Account Updater + Customer Tokens + Billing Tokens

Account Updater + Customer Tokens + Billing Tokens

Need to keep a secure database of Customer and Billing Tokens for repeat customers, and make sure the tokenized information stays updated? Sign up for Account Updater and build your Customer and Billing Tokens within BA360. Your Tokens will be reviewed monthly and expiring card information will be updated automatically.

Recurring Billing + Customer Tokens + Billing Tokens

With this option, you create Recurring Billing plans within your BA360 account. Plans can be ongoing with no end date, or finite with a set number of payments. You have the flexibility to create multiple different plans with varying payment amounts and billing frequencies. Then, collect your clients' information, build Customer and Billing Tokens, and assign each token to the right Recurring Billing plan. You'll receive ongoing automated subscription payments without storing sensitive payment data.

Recurring Billing + Customer Tokens + Billing Tokens
Account Updater + Recurring Billing + Customer Tokens + Billing Tokens

Account Updater + Recurring Billing + Customer Tokens + Billing Tokens

Account Updater typically enhances the use of our Recurring Billing service. Use Recurring Billing and Customer and Billing Tokens to create plans and collect recurring secure payments. Use Account Updater to automatically review and update Customer and Billing Tokens before cards expire.