We’re here for you, every step of the way

Banking with Bank of America and investing with Merrill can help students and young adults on their journey to financial independence.

A variety of resources for all learners

Whether you’re learning the basics or growing wealth, we've got educational resources, financial guidance, banking solutions and digital tools to help support successful money management.

Learn banking essentials

Build your financial foundation or refresh your knowledge with useful tips. Here are some ways we can help you: 

  • Understand the benefits of a checking account
  • Discover how to open an account, use mobile banking and stay smart about security

  • Learn the differences between debit and credit
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Smart spending and saving

Get set up for success by developing good money management skills. Find out how to:

  • Plan a realistic budget
  • Manage cash flows
  • Help money grow even more

Build credit and borrow responsibly

Take financial responsibility a step further with information on borrowing money:

  • See why credit scores are important
  • Learn about credit cards and debt
  • Get tips for taking out loans
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Powerful digital tools

With our easy-to-use Mobile app and Online Banking, get access to a variety of financial tools. Here are a few ways that may help:

  • Set up alerts for low balances and unusual activity.1
  • Add your debit card to your digital wallet.
  • Meet Erica® your virtual financial assistant.2

Discover our products

Bank of America has checking accounts, savings accounts and credit cards, while Merrill has investing accounts - all to help you reach your financial goals.

See Products & Services
Learn more about Bank of America Advantage SafeBalance Banking®

Bank of America Advantage SafeBalance Banking®

Gain access to thousands of ATMs and financial centers. Plus, no monthly maintenance fee for SafeBalance Banking® accounts with an owner under 25.3

Learn more.

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Explore savings accounts to help your funds grow

Make progress toward your financial future with savings accounts to help you get ahead.

See savings accounts.

Check out credit card options

Get a credit card that’s designed for real life

Compare credit card options for students and start building credit responsibly.

Check out credit card options.

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Learn about investing with Merrill

Investing in your future can be a great way to help your money work harder. Get intuitive tools, investment insights and guidance to help empower financial futures.4

Learn more.

Get started with the Mobile Banking app.5

Download the app today. It's simple and convenient.

Get the app

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