Building Credit
Credit scores are an important factor in getting a loan. Learn how to start building or improving credit scores. Learn more at Better Money Habits®.
Credit & Borrowing Bank of America helps students and young adults pursue their goals
Continue strengthening your finances with guidance on how to manage large expenses, build credit scores and keep debt in check.
Watch this video to help build credit
Responsible spending, in addition to paying bills on time, can help students on their way to building a good credit score.
See the video to help keep your credit healthy
A credit score is a big part of a student’s financial identity. See what five steps can help achieve a higher, healthier credit score.
Watch this video for help negotiating with creditors
Getting behind on payments can be overwhelming, but speaking with creditors can help students get back on track.
4 key credit moves for 20-somethings
Get help with credit scores and build the financial history needed to borrow money.
7 tips for your first credit card
Here is what first time credit card owners should know to help bring financial independence.
Building credit
Learn about some of the different credit card options available and how to find one that fits your needs.
Credit & Credit Cards
Credit cards can help establish a good credit score, making it easier to get approved for an apartment, a car loan and even a job. Learn more about building credit responsibly at Better Money Habits®.
Establishing credit
Start building a credit history by making on-time payments with credit cards.
Credit vs. debit; What’s the difference?
Credit and debit cards look similar, but function very differently. Find out what both forms of payment mean.
Debunking the myths: 7 facts about credit cards
Get a good handle on the basic facts about credit cards—as well as the most common misconceptions.
Learn the facts about credit cards.
What is a credit score and how is it calculated?
Credit scores typically range from 300 to 850 and they can change monthly—for better or worse—based on your actions.
Find out more about credit scores.
Credit Cards for Students
Bank of America has a variety of credit cards for students. Learn more with our comparison tool and apply online today.
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Earn rewards
Earn points, cash back and exclusive rewards on eligible cards.
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Shop with ease
All Bank of America credit cards are equipped with the latest security features.
Making Major Purchases
Bank of America can help students make more confident decisions about major expenses, such as buying a car or planning a trip. Learn more at Better Money Habits®.
Buying your first car: What every teen should know.
Follow these car-buying tips to understand all the costs and considerations of owning and maintaining a vehicle.
Buying a car? Here are the key terms to know about auto loans.
Follow this map to understand these terms and learn how financing a car can impact budgets.
Paying for college
Paying for school can be challenging. Find out how you can prepare to meet your student needs.
Learn more at Better Money Habits®.
How much to save for college: 4 common questions
Get answers to four of the biggest questions to help finance an education.
Find out how much to save.
Terms to know when taking out student loans
Gain a better understanding of the student financial aid process and different options.
Seeking financial aid? What you need to know about the FAFSA
Get important dates and requirements to apply for student financial aid.
Get ahead of the job market: 8 ideas to make your college tuition pay off
Find out eight useful strategies to help get the attention of employers after college graduation.