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En español

Overview
Managing spending
Saving
Credit & debt management
Merrill Investing
Goal management

Overview
Managing spending
Saving
Credit & debt management
Merrill Investing
Goal management

En español

Goal management

Big or small, common or unique—pursuing your goals takes some planning

Bank of America and Merrill can provide you with resources to help you pursue your goals, even as they change over time.

Set financial goals
Plan for college
Buy a house
Plan for retirement

Set financial goals

Prioritize your future

Putting your future at the forefront starts with taking stock of all you want to achieve. Next, prioritize what matters most*. Then turn your goals into actions with Bank of America Life Plan®¹.

*Read more at MerrillEdge.com

Two young children playing on the floor by two adults chatting in the background

Good financial decisions take teamwork

Having an advisor can help you put your plans into action. With Merrill, you can get one-on-one guidance from someone who gets to know you and understands your financial needs.

See why

Read more at MerrillEdge.com

Plan for college A prerequisite for saving

A preparation tool like Merrill Edge’s College Planning Calculator can help you get a sense of how much you can affordably put aside.

Read more at MerrillEdge.com

Plans that put you ahead

Merrill can help you navigate your choices when it comes to paying for college. Whether you’re making monthly deposits or high contributions, Merrill tax-advantaged accounts can help.

Read more at MerrillEdge.com

Illustration of a backpack, a diploma, a graduation cap and books

Buy a house

Ready to put down some roots?

A house is a major purchase with major benefits and a lot to consider. Bank of America is here to help you get started and support you before and after you become a homeowner.

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Plan for retirement Retire your way

It’s never too late—or too early—to start figuring out your retirement finances. How much do you need to retire? The Merrill® Personal Retirement Calculator can help you see if you’re on track.

Read more at MerrillEdge.com

You can do a lot in retirement. Start by planning ahead.

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Merrill Edge has the tools and resources to help no matter where you are on your retirement journey.

Read more at MerrillEdge.com

Retiring in the next 10 years? Merrill Edge has 7 steps to help you plan.

Read more at MerrillEdge.com

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To view or use Life Plan, you must be enrolled in Online Banking or Mobile Banking. Mobile Banking requires that you download the Mobile Banking app and its only available for select mobile devices. Message and data rates may apply.

Bank of America Life Plan is a registered trademark of the Bank of America Corporation.

Investing involves risk. There is always the potential of losing money when you invest in securities. Asset allocation, diversification, and rebalancing do not ensure a profit or protect against loss in declining markets.

Bank of America, Merrill, their affiliates and advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.

This material does not take into account a client’s particular investment objectives, financial situation, or needs and is not intended as a recommendation, offer, or solicitation for the purchase or sale of any security or investment strategy. Merrill offers a broad range of brokerage, investment advisory (including financial planning) and other services. There are important differences between brokerage and investment advisory services, including the type of advice and assistance provided, the fees charged, and the rights and obligations of the parties. It is important to understand the differences, particularly when determining which service or services to select. For more information about these services and their differences, speak with your Merrill financial advisor.

Additional information is available in our Client Relationship Summary.

Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp.”). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC, and a wholly owned subsidiary of BofA Corp.

Banking, mortgage and home equity products are provided by Bank of America, N.A., and affiliated banks, Members FDIC and wholly owned subsidiaries of BofA Corp. Bank of America, N.A. Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.

BofA Global Research is research produced by BofA Securities, Inc. (“BofAS”) and/or one or more of its affiliates. BofAS is a registered broker-dealer, Member SIPC, and wholly owned subsidiary of Bank of America Corporation.

Investment products:

Are Not FDIC Insured

Are Not Bank Guaranteed

May Lose Value

Bank of America, the Bank of America logo, Merrill and the Bull symbol are registered trademarks of Bank of America Corporation.

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