Spending & Saving Move closer to financial independence
Improving spending and savings habits starts with strong daily financial decisions. Learn how changes today can add up over time.
Establishing a Budget
Creating a budget
Learn how to create a personal budget using these six steps.
How to set a budget and stick to it
Watch the video to find out how to create a budget that works.
Saving Money
Use these tips to help set aside money, grow your savings and develop good saving habits.
Transfer money
Move money between your accounts quickly and securely.1 You can also set up Automatic transfers.
Keep the Change®
Enroll in Keep the Change to help grow your savings with debit card purchases.2
Track spending
See how our Spending & Budgeting tool3 can help you stay on top of your monthly transactions and savings goals.
Get Notified
Set up custom alerts to be notified when your balance is low.4
Watch the video to build your financial foundation
Learn how to start putting away a little each week to pay for college, spring break, a car or whatever else might lie in the future.
How to save money every day
Saving is easier with a plan in place. Follow these seven steps to help create a strong savings strategy.
See how you can start saving every day.
Take your saving skills further
Learn more at Better Money Habits®.
5 steps to get started with saving
Want to boost your savings? Small changes now can help you make progress toward a brighter future.
See how these five things can help.
Tools that help make saving simple
Use these tools to help establish or improve money saving strategies.
Discover ways to help make it easier to save.
How to prioritize your savings goals
From saving for college to preparing for retirement, here are some important tips to help decide where to put your money first.
Learn how to prioritize your savings goals.
Bank of America can help meet your needs
See how these helpful solutions can boost your progress.
Bank of America Advantage SafeBalance Banking®
Flexible ways to pay, no overdraft fee and no monthly maintenance fee for SafeBalance Banking® accounts with an owner under 25.5
Bank of America Advantage Savings
A savings account can help boost your financial health and put your goals into focus. There is no monthly maintenance fee for Advantage Savings accounts with an owner under 25.6
Get a Bank of America debit card
Your Bank of America account includes a debit card that can help you manage day-to-day purchases.