Empower your business with our total payment solutions


When you work with Bank of America, you get access to comprehensive payment solutions that help payments flow smoothly and securely as your business grows.


Speed & security

Speed & security

Manage your cash flow and payment operations in real-time with our secure digital and mobile tools.1

Simplicity & transparency

Simplicity & transparency

Work more efficiently with simplified solutions, transparent pricing and smart data.

Scalable & flexible

Scalable & flexible

Grow and adapt your business with scalable payment solutions, in-depth analytics and customized technologies.

Manage it all easily and efficiently through Business Advantage 360

No matter where you do business, you can bank efficiently and simplify everyday tasks with our integrated digital platform. Plus, you'll get access to the convenient payment services shown below.

Group of businesswomen talking

Make payments your way

Enjoy access to a wide range of payment methods to suit your unique business needs.




Send and receive funds between business or personal accounts in real-time with no fee.

Pay bills

Easily set up one-time or recurring payments for your business bills with no fee.


Make larger payments domestically and internationally. Get same-day transfers and enjoy transparent pricing with $0 FX.

Woman business owner signing for a delivery outside her store

Zelle® for your business

Need to pay a vendor or supplier?4 Use Zelle® to send money directly from your bank account in minutes1, right from our Mobile Banking app with no fees.

Credit cards

Choose from a full suite of business credit cards to build and strengthen your business credit while keeping personal and business accounts separate.2 Plus, earn cash back or points for the business you already do.8

Debit cards

Make secure payments quickly and easily. Plus, conveniently manage everyday banking with business and employee debit cards connected to your Business Advantage checking account.2


Schedule larger payments on a recurring basis. Low, transparent and fixed pricing.

Accept payments faster

Our innovative solutions offer fast, secure and flexible ways to take payments from customers.

Powerful payment solutions to accelerate the way you do business

Streamline payment processing – in-person, on the go and online – with simplified pricing, same-day funding and 24/7 support.3

Customer and business owner smiling as the customer inserts her card into a payment device.
Zelle® for Business

Make and receive payments

Zelle® for Business allows you to receive payments with a click, with no additional fees from Bank of America.4

Payments & invoicing

Payments & invoicing

Simplify your processes with integrated capabilities that work with your internal workflow approvals and reviews.5

Pay your employees easily and efficiently

Choose from a wide range of solutions to simplify payroll administration and other human resource tasks.

Restaurant owner seated at a table working on a laptop

All-in-one payroll services

Managing HR and accounting tasks is faster and easier with a single, streamlined payroll platform.

Save time and effort with payroll options

ADP® payroll services

ADP® payroll services

Simplify your payroll and enjoy 24/7 support.6


Learn more

QuickBooks® Online Payroll

QuickBooks® Online Payroll

Payroll and access to HR services in one place.7


Learn more

Preferred Rewards for Business

Enroll today and access valuable benefits, rewards and savings — all with no fee to join or participate in the program.8

Small business owner smiling as she hands a bag of items to a customer.

Ready to get started? Our guidance and support is here for you every step of the way.

Small Business Resources

Access helpful tools and information at our site


Small Business Resources

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Call your team of specialists 24/7



Contact us

Schedule time with your small business team

Schedule time with your small business team


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