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We strive to provide you with information about products and services you might find interesting and useful. Relationship-based ads and online behavioral advertising help us do that.

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To learn more about relationship-based ads, online behavioral advertising and our privacy practices, please review the Bank of America Online Privacy Notice and our Online Privacy FAQs.

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Es posible que el contenido, las solicitudes y los documentos asociados con los productos y servicios específicos en esa página estén disponibles solo en inglés. Antes de escoger un producto o servicio, asegúrese de haber leído y entendido todos los términos y condiciones provistos.

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Zelle® for your business

It’s a fast and easy way for businesses to receive and send money directly between eligible bank accounts in the U.S.¹

How it works:

Fast

Receive and send money directly to and from your bank account in minutes²

Free

Use Zelle® right from the Bank of America® Mobile Banking app³ with no fees.

Convenient

Pay and get paid quickly. In the Mobile Banking app, look for the purple Z next to your contacts to see who's using Zelle® — no matter where they bank.

Get started

Open the Bank of America® Mobile Banking app. Sign in and tap “Transfer | Zelle®” and then follow the on-screen instructions.

Transfer money phone screen

Choose recipient phone screen

Use Zelle® QR Codes in our app

To receive money:

Tap Transfer | Zelle® on the bottom menu and then tap request
Tap the QR code icon next to the search bar to open your QR code
Have the person paying you scan your QR code with their camera to send money directly to you¹

Receive money

Get set up so you’re ready to receive money with Zelle®. All you need to do is enroll your U.S. mobile number or email address, and the money sent to you from an eligible person¹ will be sent directly to your Bank of America account. You’ll receive the money typically in minutes² and be set up to receive future payments.

Sign in and tap “Transfer | Zelle^®.” Then tap “Settings” or “Manage Settings” and follow the instructions.
Check your text messages or email for a one-time code, so we can confirm your business account.
You’re all set!

Next time someone sends you money, it will be available in your account within minutes.²

Send money

Need to pay a vendor or supplier?¹ Simple.

Tap “Transfer | Zelle®” and then “Send.”
Select or add your recipient.¹
Enter the amount and select your funding account.
Include an optional note and tap “Send Money.”

As a small business client, you may be able to send up to $15,000 per day with Zelle®.

See transaction limits

Start using Zelle® today

Download the Bank of America® Mobile Banking app to get started.

Please select your device

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Enter your cell phone number

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Message and data rates may apply.
Terms and Conditions

Explore our FAQs

1

To send or receive money with a small business, both parties must be enrolled with Zelle® directly through their financial institution’s online or mobile banking experience.

2

Zelle® should only be used to send money to friends, family or others you trust. We recommend that you do not use Zelle® to send money to those you do not know. Transfers require enrollment in the service with a U.S. checking or savings account and must be made from an eligible Bank of America consumer or business deposit account. Transactions between enrolled users typically occur in minutes and transactions between enrolled consumers do not typically incur transaction fees. We will send you an email alert with transaction details after you send money using Zelle®. Dollar and frequency limits apply. See the Online Banking Service Agreement at bankofamerica.com/serviceagreement for further details. Payment requests to others not already enrolled in Zelle® must be sent to an email address. Data connection required. Message and data rates may apply. Neither Bank of America nor Zelle® offers a protection program for any authorized payments made with Zelle®. Regular account fees apply.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

3

Mobile Banking requires that you download the Mobile Banking app and is only available for select mobile devices. Message and data rates may apply.

Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation.

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