Open more doors for your business

Get the financing you need to grow

We have a variety of financing1 options designed to meet your business needs now and in the future. With a range of solutions, you can obtain capital to buy inventory, purchase or upgrade equipment, expand with commercial real estate6 and more.

Business Advantage Credit Line

Get funds whenever you need them with no collateral required

  • Competitive interest rates
  • Monthly payments based on your balance2
  • Revolving terms with annual renewal3
Apply for a credit line
Learn about unsecured credit lines

Business Advantage Term Loan

Get lump-sum working capital with no collateral required

  • Competitive interest rates
  • Fixed payments over the life of loan4
  • Convenient repayment terms
Apply for a term loan
Learn about unsecured term loans

Business Advantage Auto Loan

Purchase cars, vans and light duty trucks at a competitive rate

Learn about auto loans

Commercial Real Estate

Expand your business through purchasing or refinancing the land or building

  • Flexible loan options through conventional and Small Business Administration (SBA) solutions7
  • Purchase commercial real estate6 your business needs or refinance to improve your cash flow
Learn about commercial real estate loans

Practice Loans

Loans or lines for your dental, veterinary or medical practice

  • Flexible terms and repayment options
  • Start or expand your practice with a dedicated healthcare financing specialist
Learn about practice loans

Equipment Loans

Purchase the equipment your business needs to optimize your success

  • Competitive fixed rate
  • Flexible terms
Learn about equipment loans

Secured Business Line of Credit

Finance recurring operating expenses and increase your cash flow

  • Secured by a blanket lien on your assets or a certificate of deposit
  • No interest charges until you use the funds
Learn about secured lines of credit

Secured Business Loan

Fund a one-time expense with your choice of collateral

  • Competitive interest rates
  • Convenient repayment terms
Learn about secured business loans

Small Business Administration (SBA) Loans

A variety of loan7 options to grow or improve your business

  • Longer maturity and easier qualification than conventional loans
  • Preserve your working capital for other expenses
Learn about SBA loans

Get more with Preferred Rewards for Business8

lending

Business Financing

Interest Rate Discount

Get up to a 0.75% interest rate discount when you're a Preferred Rewards for Business member.

Learn more

Why choose Bank of America?

Over 3 million business clients trust Bank of America for everyday and long-term banking needs. We’re honored with industry accolades and trusted for our expertise.

#1 Small Business Lender in the U.S.

– Based on June 2025 FDIC data

Best Consumer Digital Bank in North America

– Global Finance Magazine, 2025

Top-rated Mobile App

– J.D. Power and Forrester, 2025

One of America’s Best Banks

– Forbes, 2025