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Advertising Practices

We strive to provide you with information about products and services you might find interesting and useful. Relationship-based ads and online behavioral advertising help us do that.

Bank of America participates in the Digital Advertising Alliance ("DAA") self-regulatory Principles for Online Behavioral Advertising and uses the Advertising Options Icon on our behavioral ads on non-affiliated third-party sites (excluding ads appearing on platforms that do not accept the icon). Ads served on our behalf by these companies do not contain unencrypted personal information and we limit the use of personal information by companies that serve our ads. To learn more about ad choices, or to opt out of interest-based advertising with non-affiliated third-party sites, visit YourAdChoices powered by the Digital Advertising Alliance or through the Network Advertising Initiative's Opt-Out Tool. You may also visit the individual sites for additional information on their data and privacy practices and opt-out options.

To learn more about relationship-based ads, online behavioral advertising and our privacy practices, please review the Bank of America Online Privacy Notice and our Online Privacy FAQs.

Business Advantage

EXCLUSIVE INCENTIVES Small business clients receive exclusive incentives¹ with the purchase of a new Mercedes-Benz vehicle.

Here’s how it works

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APPLY

Get approved for a Business Advantage Auto Loan

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PRINT

Review available incentives, including electric vehicle options, and Print the Mercedes-Benz Program Incentive Form

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DRIVE

Select your vehicle and finalize your paperwork at the dealer

Simply present your Bank of America Business Advantage Auto Loan approval letter and the printed Mercedes-Benz Incentive Form at any Mercedes-Benz dealership.

For questions regarding program requirements and eligibility, call Program Support at 800-721-9654.

With a Bank of America auto loan, you’ll get:

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Competitive Rate

Ask for today’s rate.

30-day rate lock guarantee²

Your rate is good for 30 days.

Quick decision

No fee application and fast credit decision.

Get more with Preferred Rewards

Car

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Equal sign

Lower rates

Preferred Rewards for Business members can get an interest rate discount of 0.25%–0.50% for a new Business Advantage Auto Loan purchase or refinance loan, based upon your tier at time of application.³

Ready to get started?

FAQs

Have more questions? See all small business auto loan FAQs.

We’re here to help

Talk to a small business specialist.

Connect with us

1

Applicant(s) must be US citizens, Resident Alien or Non-Resident Alien residing in the US. You must be 18 years old or otherwise have the ability to legally contract for automotive financing in your state of residence.

Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms, and conditions are subject to change without notice.

This incentive program is provided by Mercedes-Benz USA, LLC which is solely responsible for any discount on a Mercedes-Benz vehicle. This program is limited to applicants who purchase their Mercedes-Benz vehicle with financing provided by Bank of America, N.A. To receive the Mercedes-Benz incentive, approved credit applicants must print the Mercedes-Benz Program Incentive Form and take it to a Mercedes-Benz dealership of their choice and take delivery of their vehicle. Please review the Mercedes-Benz Program Incentive Form for the applicable incentive discount.

2

Based upon Approval Officer successfully contacting customer and obtaining the necessary information for underwriting evaluation. The term, amount, interest rate and repayment schedule for an approved loan may vary depending on creditworthiness. Rate is guaranteed for 30 days from the date of original application approval.

3

Preferred Rewards for Business Eligibility Requirements:

The Preferred Rewards for Business program is only available to Bank of America Small Business, Merrill Small Business, and Bank of America Private Bank® Small Business clients. Clients in the eligible business categories may enroll in the program. To enroll you must have an active, eligible Bank of America business checking account, and maintain a qualifying balance of at least $20,000 for the Gold tier, $50,000 for the Platinum tier, or $100,000 for the Platinum Honors tier in your combined qualifying Bank of America business accounts (such as checking, savings, certificate of deposit) and/or your Merrill business investment accounts (such as Working Capital Management Accounts, Business Investor Accounts, Delaware Business Accounts). The qualifying balance is calculated based on either (i) your average daily balance for a three-calendar month period, or (ii) your current combined balance, provided that you enroll at the time you open your first eligible business checking account and satisfy the balance requirement at the end of at least one day within thirty days of opening that account. Refer to your Business Schedule of Fees for details on accounts that qualify towards the combined balance calculation and receive program benefits. Eligibility to enroll is generally available three or more business days after the end of the calendar month in which you satisfy the requirements. Benefits become effective within 30 days of your enrollment, or for new accounts within 30 days of account opening, unless we indicate otherwise. Certain benefits may be available without enrolling in the program if you satisfy balance and other requirements. Additional program information is available at: Preferred Rewards for Business

Business Advantage Auto Loan Interest Rate Discounts:

Preferred Rewards for Business members who apply for a Business Advantage Auto Loan purchase or refinance loan receive an interest rate discount of 0.25% for Gold tier, 0.35% for Platinum tier, and 0.50% for Platinum Honors tier based on the applicant’s or a co-applicant’s Preferred Rewards for Business program tier at the time of loan application.

The maximum Preferred Rewards interest rate discount on a Business Advantage Auto Loan is 0.50%. Business Advantage Auto Loans do not qualify for, or entitle any applicant to, a discount under the consumer Preferred Rewards program. This interest rate discount is not reflected in our published rates on our website but will be reflected in the interest rate quoted upon loan approval.

Discounts are only available on auto loan applications submitted by you directly to Bank of America through its website, Financial Centers, or Bank call centers. Discounts are not available for motor vehicle leases or for applications sourced from car dealerships, car manufacturers, or third-party branded/co-branded relationships.

Benefit is non-transferable. Subject to credit approval. Standard underwriting guidelines and credit policies apply.

Mercedes-Benz and the Mercedes-Benz logo are registered trademarks of Mercedes-Benz USA, LLC. Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation.

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