NEW CUSTOMER CHECKING ACCOUNT OFFER You could get $5001

Start by opening a new eligible checking account online through this offer page. You’re in the right place to explore your checking options.

See offer details 

Your $500 New Account Offer
SafeBalance Banking®
Advantage Plus Banking
Advantage Relationship Banking

SafeBalance Banking®

SIMPLE BANKING

Simple banking with an easy-to-use experience.

Open account

Minimum account opening $25

 

$4.95 or $0 monthly maintenance fee

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Spend only the money you have2 — no overdraft fees

 

No interest earned  

Advantage Plus Banking

FLEXIBLE BANKING

Flexible banking to meet your needs.

Open account

Minimum account opening $100

 

$12 or $0 monthly maintenance fee

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Set up Balance Connect® for overdraft protection3

 

No interest earned

Advantage Relationship Banking

COMPREHENSIVE BANKING

Comprehensive banking to make the most of your banking relationship.

Open account

Minimum account opening $100

 

$25 or $0 monthly maintenance fee

Learn more

 

Set up Balance Connect® for overdraft protection3

 

Earns interest (See rates)

SafeBalance Banking®

Open account

Advantage Plus Banking

Open account

Advantage Relationship Banking

Open account

Here's how to qualify1:

Deposit check icon

Step 1

Open a new eligible Bank of America checking account and deposit $15,000 or more in new money directly into the new checking account within 30 days of account opening (see Terms & Conditions for a list of eligible checking accounts).

Deposit check icon

Step 2

Maintain your checking account balance at $15,000 or above daily from days 31 to 120 after opening your account. Actively use the account by doing one of the following within 120 days of opening to receive a $500 bonus:

  • Make at least one qualifying direct deposit
  • Send a payment through Zelle®4 using your newly acquired checking account
  • Make a Bank of America Mobile Check Deposit5
  • Use Bank of America Bill Pay6 to send a payment

Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
Use offer code MCC500CIS when opening your new account to enroll in this offer.

What’s the advantage?

Advantage Banking gives you the flexibility you deserve with distinct accounts to help meet you wherever you are in your journey.

Mobile app alerts7

Choose alerts to monitor everything from available balances to unusual card activity.

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Security alerts mobile experiences

BankAmeriDeals®8

Explore cash back deals at your favorite stores, restaurants and more. With BankAmeriDeals®, you earn cash back on deals you choose when you pay with your eligible Bank of America® debit or credit card.

BankAmeriDeals

MEET ERICA®

Your virtual financial assistant

Erica9 makes everyday banking easier and provides personalized insights and guidance to help keep your full financial picture in focus.

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Erica mobile experience

Rewards built around you10

Enjoy more benefits on your everyday banking with the Bank of America Preferred Rewards® program.

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Learn more about Preferred Rewards details

Lock and unlock debit card11

Temporarily lock your misplaced debit card and unlock it when you find it. Learn how in the lock/unlock guided demo.

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Debit card lock and unlock mobile experience