Debit is a fast, easy and secure way to pay in‑store and online
Get Started: Activate, Set-up and Use your debit card
Activate
Visit our Mobile Banking App1 or call 888-624-2323.
Use
Use your debit card for everyday purchases like a tank of gas, groceries or coffee.
Set Up Alerts2
Track irregular card activity or changes to personal information taking place on your account. Customize your alert options and easily monitor them on the go from the mobile app.
Set Up Recurring Payments
Add your debit card as a payment option for recurring bills, like utilities.
Digital Wallet3
Pay with your digital card for debit using your mobile device
Bank of America gives you a way to pay without your physical card. Access your digital card for debit in your Digital Wallet with our Mobile Banking app. It’s easy as 1-2-3 to set up. Learn more
Enhanced digital card for debit
Digital card for debit is a digital version of your physical debit card that provides industry-leading fraud protection when making purchases online.
Benefits include:
- Stronger security — Creates a dynamic security code that changes every time it’s viewed.
- Greater control — Continue to use your digital card for debit even if you lock your physical debit card.
- Convenience — Access your digital card right from our Mobile Banking app when shopping online.
Please note the digital card for debit can only be added from a mobile device.
Tap to Pay with your debit card
Tap to pay with your contactless debit card where you see the Contactless Symbol on the checkout terminal. Just match it to the Contactless Indicator on your card and you're all set. It’s just as secure as inserting your card*
Contactless not an option? You can still insert or swipe your debit card to make your purchase.
Features of your debit card
Lock or unlock5 your debit
Misplaced your debit card? You can temporarily lock your debit card, right from our Mobile Banking app or through Online Banking. Then, when you find it, unlocking your card is just as easy.
$0 Liability Guarantee6
Shop with confidence knowing you're not responsible for unauthorized transactions made by others using your Bank of America debit card when reported promptly.
24/7 monitoring
Fraud monitoring reviews how and where your card is being used and is designed to help block potential fraud if abnormal patterns are detected.