Tools to get you closer to your goals

Whether you’re looking to buy a new home, refinance your current one or open a Home Equity Line of Credit, you can find what you need to get started.

Where to start for your homebuying journey

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Home affordability calculator

Step 1: Input your income and debt information and our calculator will estimate what home price you can afford.

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Mortgage payment calculator

Step 2: Enter your home price from the affordability calculator to estimate your monthly payment, including taxes and insurance.

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Closing cost calculator

Step 3: Get a breakdown of costs you could pay at closing including points, fees and escrow funds.

If you’re refinancing, here’s where to start.

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Refinance payment calculator

Calculate what your new monthly mortgage payment could be.

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Estimate your home’s cash value

If you have available equity in your home, you may be able to get cash at closing with a cash-out refinance loan.

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Cash-out refinance vs. HELOC

Get to know the different loan options available to you and find out which one is best for your situation.

A home equity line of credit (HELOC) could be right for you

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Home Value Estimator

Find out how much your home is worth.

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Home equity basics

Find out how to calculate your home’s equity and your loan-to-value ratio (LTV).

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HELOC payment calculator

Estimate your monthly home equity payments.

Have questions or ready to get started?

Get more with Bank of America

Mobile Banking

Mobile Banking

Easily manage your accounts at home or on the go.

Bank of America Life Plan®

Bank of America Life Plan®

An easy way to set and track goals, like saving for a home or renovation.

Erica®

Erica®

Check your FICO® Score and more with your virtual financial assistant.

Zelle®

Zelle®

An easy way to send money fast.

Better Money Habits®

Better Money Habits®

Get tips on homebuying, saving, budgeting and more.