It’s fast, easy and free in our app. It’s Zelle®.

Send and receive money with friends and family in minutes, no matter where they bank in the U.S.1

How it works:


Send and receive money in minutes1 while keeping your account information private.


All you need is a U.S. bank account and a U.S. mobile number or email.


Zelle® is free in our mobile app2 and Online Banking.

Nearly Everywhere

Zelle® is in most people's banking apps, and money is sent directly between accounts.1

Get started

Open the Bank of America® Mobile Banking app. Sign in and tap "Pay & Transfer," then Zelle® and follow the on-screen instructions.

You can also add the Bank of America widget to your home screen to link straight to your contacts, giving you fast, direct access to send and request money.

No matter where they bank in the U.S., you'll know if your friends and family are already using Zelle® - just look for the purple z next to their contact.

Phone with the screen on the send and receive page of the Bank of America® Mobile Banking app
Phone with screen explaining Zelle QR codes in the Zelle app.

Zelle® QR Codes in our app

To send money:

  1. Tap the QR code icon next to the search bar to open your device’s camera.
  2. Scan their QR code to easily get the contact information without having to manually enter it. Confirm and send.

Plus, you can also share your unique QR code if someone is paying you back with Zelle®. It’s easy.

Important information about payment scams

  • We will never call and ask you to send money using Zelle to yourself or anyone.
  • We will never contact you via phone or text to ask for a security code.
  • We will never reach out to you and ask you to send money or provide a code. If someone unfamiliar to you does this, it's likely a scam.

Treat Zelle® payments like cash — once you send money, you're unlikely to get it back.

Learn more about trending scams

Start using Zelle® today

Enter your U.S. mobile number and we’ll text you a link to download the Bank of America® Mobile Banking app so you can get started.

Get the app

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