Helping students manage their money with confidence

Bank of America Advantage SafeBalance Banking® with our digital tools help students take control and stay on top of their spending.

Banking with today's students in mind

Bank of America Advantage SafeBalance Banking®

An account to help students get their financial lives started

  • A monthly maintenance fee waiver for eligible students1 under 24
  • Helps keep students from spending more than they have and no overdraft fees10
  • Flexible ways to pay using a debit card, digital wallet and mobile banking from almost anywhere
No overdraft fees icon

No overdraft fees and checkless banking2

No overdraft fees or non-sufficient funds fees. Plus, checkless banking2 that helps you stay within your balance.

$0 Liability Guarantee icon

$0 Liability Guarantee3

You’re not liable for unauthorized transactions made using your consumer debit card, as long as you report them promptly.

Easy Anytime Access icon

Easy Anytime Access

Visit us at thousands of financial centers and ATMs or visit the mobile app for a quick chat with Erica®4, your virtual financial assistant.

Mobile Banking app icon

Mobile Banking app5

Conveniently and securely check balances, pay bills, transfer money between accounts8, track spending and more — all from your tablet or smartphone.

Custom Alerts icon

Custom Alerts6

Stay on top of your accounts and take action quickly with custom mobile app, text or email alerts.

Spending and Budgeting Tool icon

Spending and Budgeting Tool7

See where you’re spending your money and get financial advice about saving.

Get started with our videos, tools and resources

Foundational banking terms

Get an explanation of monthly maintenance fees1, overdrafting9, ways to move money and what foundational banking terms mean. Together with tips for managing your first debit card, it’s all to help you make the most of your bank accounts.


See tips for students as they prepare for the next step in their financial lives and learn tips on how they can get the most out of accounts, such as Bank of America Advantage SafeBalance Banking®.

Turn knowledge into action with Better Money Habits

Turn knowledge into action with Better Money Habits®

Whether you’re just starting out, preparing for college or teaching your kids about money, Better Money Habits® offers relevant, completely free content and resources to help you progress toward your goals.

Need more information? You can talk with a specialist.