What you earn

Enjoy everyday benefits on qualifying Starbucks® in-app purchases.3
2% Cash Back

2% Cash Back using your eligible Bank of America debit or credit card.

1 Bonus Star

1 Bonus Star per $2, getting you closer to free food and drinks.

How to enroll

In just a few steps, you can unlock a more rewarding way to pay.3

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Go to BankAmeriDeals®1 to activate and enroll in the offer

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Sign up for or sign into your Starbucks® Rewards account

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Save an eligible debit or credit card3 to your account

How to earn

See all the ways you can earn Cash Back and Stars through qualifying Starbucks in-app transactions.3
A Bank of America card in one hand, an open phone in the other, with a Starbucks drink nearby.

Add money to your digital Starbucks Card

Starbucks drink sitting on the table, held by a hand, next to a phone with the Starbucks app open.

Order ahead and pay in the app

A Starbucks employee smiling and handing over a drink to a customer.

Pay with your linked card in the app at the register

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Open an account today and start treating yourself to more rewards.

Frequently asked questions

Yes, you must be a member of the U.S. Starbucks Rewards program and Bank of America Online Banking or Mobile Banking customer with a linked eligible Bank of America debit or credit card to qualify for benefits.

All Bank of America debit and credit cards and Merrill Lynch® credit cards are eligible for this offer except ATM-only cards, Credit Purchasing Card (P-Card), Travel/Corporate Card, Fleet Card, Prepaid Payroll & Incentive Card, all healthcare account products - HSA/FSA Health Reimbursement/Flexible Spending, HELOC - Home Equity Line of Credit accounts, Small Business employee cards, non-profits & corporate liability card holders and Merrill Lynch CMA deferred debit cards. This list is subject to change at any time.

For all other terms and conditions, please visit Terms and Conditions.

Once you link your Bank of America debit or credit card and when using your Linked Card for Starbucks purchases in the Starbucks app, you will be eligible for additional benefits on Qualifying Purchases.

Benefits include:

  • 1 Bonus Star per $2 spent (excluding taxes and tips) on Qualifying Purchases made in the Starbucks app
  • 2% Cash Back on the full purchase price of a Qualifying Purchase (including taxes and tips) made in the Starbucks app

“Qualifying Purchase” means any purchase made with a Linked Card and paid through the Starbucks mobile or web application. Qualifying Purchases include registered Starbucks Card reloads, purchases of food, beverages, packaged coffee, and/or merchandise at participating Starbucks stores, excluding purchases of alcoholic beverages, Starbucks Card eGifts and physical Starbucks gift cards (“Starbucks Cards”). “Participating Starbucks Stores” are Starbucks locations where a Starbucks Rewards program member can earn Stars (as defined in the Starbucks Rewards Terms of Use) and Cash Back. Not all Starbucks stores have the ability to award Stars and Cash Back. Purchases made with a Linked Card outside of the Starbucks Rewards mobile or web application are not Qualifying Purchases and are not eligible for Bonus Stars or the Cash Back Offer.

For credit card accounts with rewards programs, the 2% Cash Back is in addition to any base rewards earn. Debit and non-rewards credit cards will earn 2% Cash Back.

  1. Enroll in the offer here or visit bankofamerica.com/starbucks, or log into your Bank of America Online Banking or Mobile Banking account and visit the BankAmeriDeals page. From there, scroll through your available offers to find the Starbucks offer. If you already clicked the offer, scroll to the bottom of your offers, you should see this offer with your other activated offers.
    To earn Bonus Stars and Cash Back, you must first have a Bank of America card linked to your Starbucks Rewards account. 
  2. Next, click the offer to expand the offer details. Within the offer details you will find a button with the text “Enroll Now”. Clicking that will take you to the Starbucks login page. From there, you must login to an existing Starbucks Rewards account, or create a new one. After logging in, you will see a success page indicating you have successfully linked. 
  3. From there, you will be able to add your Bank of America debit or credit card to your Starbucks Rewards account wallet or add funds to your Starbucks Card if you already have a Bank of America card added to your account.
  4. Once your Bank of America card is linked, any Qualifying Purchase made through the Starbucks mobile app using your Linked Card will be eligible for Bonus Stars and Cash Back.

    For all other terms and conditions, please visit Terms and Conditions.

Stars can take up to approximately 24 hours after your Qualifying Purchase is completed to post to your Starbucks Rewards account. If more than 2 business days have passed since your Qualifying Purchase and your Stars have not been posted to your account, please contact Starbucks Rewards Support.

Cash Back is credited to your Bank of America account within 30 days after the eligible transaction posts. You can always check the earnings status on the Earned tab of BankAmeriDeals, where earnings are marked as pending. Your total earned Cash Back will be credited into the eligible checking, savings, money market or credit card account you chose.

No. Earned Cash Back will not expire.

Yes. Stars are added to your account within approximately 24 hours after you complete a Qualifying Purchase and expire six (6) months after the calendar month in which such Stars were earned. For example, if you earn Stars on December 15, 2024, they will expire on July 1, 2025.

Once you link your Bank of America debit or credit card to your Starbucks Rewards account, the only other action you will need to take to earn Bonus Stars and Cash Back is to make a Qualifying Purchase in the Starbucks app by:

  • Using your Linked Card to reload your registered Starbucks Card through the Starbucks app, or
  • Using your Linked Card to pay for a Mobile Order and Pay purchase, or
  • Paying with your Linked Card using Scan & pay in the Starbucks app at Participating Starbucks Stores

You will only receive Bonus Stars and Cash Back for Qualifying Purchases made with your Bank of America card after linking. Purchases made with a linked Bank of America card outside of the Starbucks app are not eligible for additional Stars and Cash Back.

“Qualifying Purchase” means any purchase made with a Linked Card and paid through the Starbucks mobile or web application. Qualifying Purchases include registered Starbucks Card reloads, purchases of food, beverages, packaged coffee, and/or merchandise at participating Starbucks stores, excluding purchases of alcoholic beverages, Starbucks Card eGifts and physical Starbucks gift cards (“Starbucks Cards”). “Participating Starbucks Stores” are Starbucks locations where a Starbucks Rewards program member can earn Stars (as defined in the Starbucks Rewards Terms of Use) and Cash Back. Not all Starbucks stores have the ability to award Stars and Cash Back. Purchases made with a Linked Card outside of the Starbucks Rewards mobile or web application are not Qualifying Purchases and are not eligible for Bonus Stars or the Cash Back Offer.

Once your card is linked – there is no limit to the amount of Stars or 2% Cash Back you can earn through this partnership.

For credit card accounts with rewards programs, the 2% Cash Back is in addition to any base rewards earn. Debit and non-rewards credit cards will earn 2% Cash Back.

Yes, Starbucks and Bank of America employees can earn benefits through this program. You must be a member of the U.S. Starbucks Rewards program and a Bank of America Online Banking or Mobile Banking customer with a linked eligible Bank of America debit or credit card to qualify for benefits. 

No, not all Starbucks stores have the ability to award Stars and Cash Back.  Participating Starbucks Stores are Starbucks locations where a Starbucks Rewards program member can earn Stars (as defined in the Starbucks Rewards Terms of Use) and Cash Back.

No, only one Bank of America account can be linked to one Starbucks Rewards account at any given time.

As long as you Activate the offer on BankAmeriDeals and Enroll in the offer by clicking the Enroll now link in the BankAmeriDeals offer details, any eligible Bank of America® consumer or small business debit or credit card or Merrill Lynch® credit card connected to the Bank of America account you register to your Starbucks Rewards account would be eligible for Cash Back and Bonus Stars on Qualifying Purchases.

Yes, all items are eligible to earn the 2% Cash Back when purchased using your Linked Card in the Starbucks app.

Note: taxes and tips are excluded from earning Stars. Stars cannot be earned on purchases of alcohol, physical Starbucks Cards and Starbucks eGifts.

For credit card accounts with rewards programs, the 2% Cash Back is in addition to any base rewards earn. Debit and non-rewards credit cards will earn 2% Cash Back.

Not all Starbucks stores can accept credit and debit card payments via the Starbucks app and are not eligible for the Cash Back Offer. These stores include some locations inside grocers, retailers, airports, or hotels. Customers can maximize benefits at Starbucks locations by loading their Starbucks Card with an eligible linked Bank of America card, and then paying with their Starbucks Card via the Starbucks app.

You may unlink your Bank of America card and your Starbucks Rewards account at any time by contacting Bank of America® support at 800-432-1000.