Competitive rates and a streamlined application — every step of the way

Customize the information below for your refinance rate. It's quick and easy.

$60,000 - $2.5 million
Enter a home value between $60,000 and $2.5 million. For home values higher than $2.5 million, please call us.
Balance left on your mortgage
Enter a current loan balance between $60,000 and $2.5 million.
Private mortgage insurance may be required for loans more than 80% of the home value.
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Today's refinance rates

We are unable to display rates for the information entered. Please see today's rates for ZIP code 95464.

Loan type Rate APR Points Monthly payment
Rates based on a loan in ZIP code 95464

Mortgage refinance rates for ZIP code 95464 as of local time.  Chart data above is for illustrative purposes only, assumes a borrower with excellent credit and is subject to change without notice.
†See below for loan assumptions and disclosures.

Today's refinance rates

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What you get when you work with us

Delivering more than just competitive rates

We not only offer competitive refinance rates, we offer a broad range of loan options to fit your personal needs. You may be able to get cash for important expenses, lower your mortgage payment1 or pay off your loan faster by refinancing.2

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Use the Bank of America Digital Mortgage Experience® from any device to start your refinance today.

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Call today and speak with an experienced Lending Specialist who can help with your specific needs.

Team of People

To get started on refinancing your home, come in and talk with one of our Lending Specialists one-on-one.

Get up to $600 off your origination fee


In this changing rate environment, every advantage is important.  As a Preferred Rewards® eligible or enrolled member, you could get $200-$600 off your origination fee on a mortgage anytime you purchase or refinance.3

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