Get up to

$600 off the origination fee anytime you purchase or refinance

In this changing rate environment, every advantage is important. This mortgage benefit is available each time you purchase or refinance as an eligible or enrolled Bank of America Preferred Rewards® customer.1 (Based on your Preferred Rewards tier or eligibility at time of application.)

Get started

Take advantage of a special mortgage benefit

You can get $200 to $600 off your origination fee now, then another benefit of up to $600 each time you refinance or buy another home in the future. This offer is available to you as long as you remain eligible or enrolled in Preferred Rewards at the time of application.
Refinance document

Refinance

Benefit each time you refinance for a lower rate2 or to shorten your mortgage term.3

Home

Purchase

Benefit whenever you buy a home. If you're looking to buy now, you can get prequalified in minutes.4

Here’s how much you may qualify for, based on the Preferred Rewards tier:

Clients enrolled in the Preferred Rewards Diamond Honors tier ($1MM+ three-month combined average daily balance) may be eligible for different program benefits. Visit bankofamerica.com/preferred-rewards to learn more.

Ready to apply?

Questions about applying for a loan?
Give us a call Monday to Friday, 8 a.m. to 10 p.m., or Saturday, 8 a.m. to 6:30 p.m. Eastern.