Competitive rates and a streamlined application — every step of the way

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$
$60,000 - $2.5 million
Enter a purchase price between $60,000 and $2.5 million. For loans higher than $2.5 million, please call us.
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5% or more of the purchase price
Enter a down payment that is at least 5% of the purchase price, with a loan amount of at least $60,000.
Private mortgage insurance may be required for loans with a down payment of less than 20%.
Enter a valid 5-digit ZIP code

Today's mortgage rates

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Loan type Rate APR Points Monthly payment
Rates based on a loan in ZIP code 95464

Mortgage purchase rates for ZIP code 95464 as of local time.  Chart data above is for illustrative purposes only, assumes a borrower with excellent credit and is subject to change without notice.
†See below for loan assumptions and disclosures.

Today's mortgage rates

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What you get when you work with us

Here's what you'll get when you work with us:

  • Competitive mortgage rates
    Get preapproved1 to lock in a low rate.
  • We provide a broad range of loan options to fit your personal needs, from mortgages with low down payments to mortgages for higher-value homes, to meet each borrower's unique situation.
  • Our experienced lending specialists can provide guidance from application to closing.

Prequalify for your mortgage in minutes2

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Use the Bank of America Digital Mortgage Experience® from any device to prequalify in minutes, with no obligation.

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Call us today and speak with an experienced Lending Specialist who can help you with your specific needs.

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To get started on buying your new home, come in and talk with one of our local Lending Specialists one-on-one.

Get up to $600 off your origination fee

 
As a Preferred Rewards® eligible or enrolled member, you could get $200-$600 off your origination fee on a mortgage when you purchase or refinance.3

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