The Bank of America
Real Estate Center®

This home search platform not only helps your clients, it's a valuable tool for you to use anytime, anywhere.

See what you can do for your clients

As a buyer’s agent, you can:

  • Offer more property options to modest-income buyers by searching for properties that may qualify for one of our homebuyer grant programs.
  • Search for down payment and closing cost savings programs to help make buying a home more affordable for your clients at the Bank of America Down Payment Center.

 

As a listing agent, you can:

  • See if your listings may qualify for one of our grant programs, which help make buying a home more affordable for your clients.
  • Provide valuable insight to potential buyers, if your listing qualifies, about benefits that may be available to them.
  • Help homebuyers browse listings and access tools and resources, including Better Money Habits® education, all in one place

See if your listings may qualify for one of our grant programs

Our grants can make buying a home more affordable. If any of your listings qualify, you can let potential buyers know about the benefits that may be available. Simply search for your listings on the Bank of America Real Estate Center and look for the icons that show eligibility for the programs below.

America’s Home Grant®1

Lender credit up to $7,5001

America's Home Grant offers a lender credit of up to $7,500 that can be used towards non-recurring closing costs, like title insurance and recording fees, or to permanently buy down the interest rate. The grant is available in select markets, and the funds do not require repayment.1

Down payment provided1

Bank of America will provide a down payment to help lower the loan amount, reducing the monthly payment.

  • Zero lender closing costs. Other costs will apply.2
  • No mortgage insurance is required.
  • No minimum credit score is required, however applicants must meet credit history guidelines. Nontraditional credit is allowed.
  • Homebuyer education course completion is required prior to application.3
  • Applicant must not have owned a home in the last 3 years to qualify.
  • Eligibility based on income and home location.

Affordable Loan Solution® mortgage2 + Homebuyer Grants

Requires a minimum 3% down payment and can be combined with the following homebuyer grants:

Requires a minimum 3% down payment and can be combined with the following homebuyer grants:

  • America's Home Grant covers up to $7,500 in eligible nonrecurring closing costs.1
  • Down Payment Grant pays up to $10,000 toward the down payment or 3% of the purchase price, whichever is less.3

Additional information:

  • Mortgage insurance is required.
  • Homebuyer education course completion is required.
  • Grant funds do not require repayment.

Connect clients to the Real Estate Center, where they can:

  • Browse homes and access tools and resources, including Better Money Habits® education, all in one place.4
  • Find new construction communities nearby or throughout the U.S.
  • Estimate monthly mortgage payments and other costs with convenient calculators.
  • Search for Bank of America's down payment and grant-eligible programs with specific properties that qualify, and income limits to help make buying a home more affordable.

Download the flyer for more information.

Learn more.

Contact your regional sales manager