Help avoid overdraft fees with Balance Connect®1

Balance Connect® for overdraft protection1 can help you cover your payments and purchases by automatically transferring available money from your eligible linked backup account(s).

Plus, there are no transfer fees. Linked credit accounts are subject to interest charges.2

Enroll now
A customer uses her digital wallet to pay for a purchase.

How does Balance Connect®1 work?

With Balance Connect® for overdraft protection, if you’re about to overdraw your account, we’ll automatically transfer available funds from up to five eligible linked backup accounts to help you cover your purchase. This can help you avoid declined transactions, returned checks and overdrafts.3

If you’ve linked multiple backup accounts, we’ll automatically transfer available funds from those accounts in the order you set in your preferences. You can enroll and manage your preferences easily in the Mobile Banking app4 or Online Banking.

Note: Balance Connect® for overdraft protection is not available with Bank of America Advantage SafeBalance Banking® as a covered or linked backup account.

It's easy to enroll and manage your preferences

  • manage

    Manage

    your preferences quickly and easily in the Mobile Banking app4 or Online Banking.

  • link

    Link

    up to five eligible Bank of America® backup accounts, such as another eligible checking account, a savings account or a credit card.

  • choose

    Choose

    the order of the accounts you use to help cover your transacations.

Try our guided demo
Balance Connect for overdraft protection

Don't wait — enroll in Balance Connect® for overdraft protection

Enroll now

Don't have a backup account?

We have a range of different eligible account options to choose from.

checking account

Checking accounts that help keep up with your life.

savings account

A savings account that can help you reach your goals.

credit card

Find the right credit card that suits your needs.

Looking for more information?

Explore our FAQs