With Bank of America Advantage SafeBalance Banking®, there are no overdraft fees.

How it works:

If you need help spending only what's in your account, but also want some of the same features of a traditional bank account, a SafeBalance Banking® account may be right for you.

What features come with a SafeBalance Banking® account?

Easy, anytime access

Easy, anytime access

Visit us at thousands of financial centers and ATMs or have a quick chat with Erica®1, your virtual financial assistant.

No overdraft fees

No overdraft fees

It helps keep you from spending more than you have.2

Convenient ways to pay

Convenient ways to pay

Use your debit card, a digital wallet, or pay friends securely with Zelle®3 right from your phone.

Waive the monthly fee

Waive the monthly fee

A low Monthly Maintenance Fee of $4.95 that can be waived for owners who qualify as a Student under age 254 or are under age 18 or enrolled in Preferred Rewards.5

Mobile Banking app

Mobile Banking app6

Conveniently and securely check balances, transfer money between accounts7, track spending and more—all from your tablet or smartphone.

Smart money management tools

Smart money management tools

Set custom alerts8 and savings goals.9 Get cash back deals and rewards customized for you.

safebalance connect

Want to switch your existing account setting? It’s easy.

  • Any recurring payments you've set up on your account will not be affected
  • You can keep the same account number and debit card
  • There's no cost to switch your account10

Click below to book an appointment with one of our specialists or call 1-800-432-1000 to switch your account today.