With Bank of America Advantage SafeBalance Banking®, there are no overdraft fees.

How it works:

If you’re looking for simple banking, SafeBalance® provides a straightforward, easy-to-use experience that lets you focus on the basics.1

What features come with a SafeBalance Banking® account?

Easy, anytime access

Easy, anytime access

Visit us at thousands of financial centers and ATMs or have a quick chat with Erica®,2 your virtual financial assistant.

No overdraft fees

No overdraft fees

This account helps keep you from spending more than you have1

Convenient ways to pay

Convenient ways to pay

Use your debit card, a digital wallet, or pay friends with Zelle®3 right from your phone.

Waive the monthly fee

Waive the monthly fee

We'll waive the $4.95 monthly maintenance fee each statement cycle when an owner on the account is under 254, or you maintain a minimum daily balance of $500 in your account or you are enrolled in Preferred Rewards5.

Mobile Banking app

Mobile Banking app6

Conveniently and securely check balances, transfer money between accounts,7 track spending and more—all from your tablet or smartphone.

Smart money management tools

Smart money management tools

Set custom alerts8 and savings goals.9 Get cash back deals and rewards customized for you.

lady on phone looking at credit card

Want to switch your existing account to SafeBalance Banking®? It’s easy.

  • Any recurring payments you've set up on your account will not be affected
  • You can keep the same account number and debit card
  • Checkless banking10 with flexible ways to pay
  • There's no cost to switch your account11

Click below to book an appointment with one of our specialists or call 1-800-432-1000 to switch your account today.