Business Advantage
$300 Statement Credit Online Offer*

Maximizing your cash back is easy with the Business Advantage Customized Cash Rewards Mastercard® credit card

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Three percent

Cash back in the category of your choice

Two percent

Cash back on dining purchases

One percent

Cash back on all other purchases

For the first $50,000 in combined choice category and dining purchases each calendar year, 1% thereafter.

  • Get $300 online statement credit after you make at least $3,000 in net purchases within 90 days of your account opening*
  • Earn 3% cash back in the category of your choice: gas stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services
  • Earn 2% cash back on dining purchases
  • Unlimited 1% cash back on all other purchases
  • Earn 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter
  • No annual fee†
  • Save on interest with a low introductory APR offer
  • Redeem your cash back as a deposit into your Bank of America® checking or savings account, as a card statement credit or as a check mailed to you. Cash rewards don’t expire
  • To change your choice category for future purchases, you must go to Mobile Banking app or Business Advantage 360, our small business online banking. You can change it once each calendar month, or make no change and it stays the same
  • Contactless Cards - The security of a chip card, with the convenience of a tap
  • This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now.
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Cardholder benefits

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Our cards offer you valuable benefits, easy account management, and reliable security.

Preferred Rewards For Business

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Preferred Rewards logo
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benefits

You can earn 25% to 75% more cash back on every purchase1, when you have a business checking account with Bank of America and are enrolled in Preferred Rewards for Business. That means you could earn up to 5.25% on your selected choice category and up to 3.5% on dining purchases on the first $50,000 in those combined purchases each calendar year, and up to an unlimited 1.75% cash back on all other purchases.

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Choose your rewards

The power to choose your rewards

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$300 statement credit online offer*

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Unlimited Cash Rewards

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Travel Rewards

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Platinum Plus®

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†For information about rates, fees, other costs and benefits associated with the use of these credit cards, or to apply, click on Apply now and refer to the disclosures accompanying the online credit application.

Learn more about Preferred Rewards for Business

All credit cards are subject to credit approval and credit card account limits are subject to creditworthiness. Normal credit standards apply. Bank of America may prohibit use of an account to pay off or pay down another Bank of America account. Some restrictions may apply.

These credit card programs are issued and administered by Bank of America, N.A.

*

$300 Statement Credit Offer. To qualify for the statement credit, you must make at least $3,000 in Net Purchases with your card that post to your account within 90 days from account opening. Net Purchases exclude any Balance Transfers, Cash Advances, fees, returns and adjustments. This one-time promotion is limited to customers opening a new account in response to this offer and will not apply to requests to convert existing accounts. Your account must be open with active charging privileges in order to receive this offer. Other advertised promotional offers can vary from this promotion and may not be substituted. The statement credit will be applied to the company’s business card account. One $300 statement credit allowed per company. Please allow 8-12 weeks after qualifying transactions post to your account to receive your statement credit. Receipt of a statement credit does not affect your responsibility to pay your Minimum Payment Due shown on each statement you receive from us.

1

Preferred Rewards for Business Eligible Credit Cards: Only certain credit cards are eligible to receive the Preferred Rewards for Business bonus. Enrolled members with eligible cards will receive the program bonus of 25% for the Gold tier, 50% for the Platinum tier, or 75% for the Platinum Honors tier based on program tier and type of reward card. The Preferred Rewards for Business bonus for eligible cash rewards credit cards will be applied after all base and bonus cash rewards have been calculated on a purchase. For example, a $100 purchase that earns 3% ($3.00) will actually earn $3.75, $4.50 or $5.25 based on your tier when the purchase posts to your account. For all other eligible card types, a purchase that earns 100 points will actually earn 125, 150, or 175 points based on your tier when the purchase posts to your account. The Preferred Rewards for Business bonus is not applied to any account opening bonus, if applicable. Other terms and conditions apply. If you have an eligible card, please refer to your card’s Program Rules for details about how you will receive the Preferred Rewards for Business bonus on your business card. Program Rules are mailed upon account opening and are accessible through the rewards redemption site via Business Advantage 360, our small business online banking, or by calling the number on the back of your card. Most Bank of America® branded business credit cards (such as our Cash Rewards, Travel Rewards and WorldPoints Rewards for Business credit card products) are eligible to receive the program bonus as long as the card account is open and in good standing.

Mastercard and World Mastercard are registered trademarks of Mastercard International Incorporated and are used by the issuer pursuant to license.

Platinum Plus, Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.