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Advertising Practices

We strive to provide you with information about products and services you might find interesting and useful. Relationship-based ads and online behavioral advertising help us do that.

Bank of America participates in the Digital Advertising Alliance ("DAA") self-regulatory Principles for Online Behavioral Advertising and uses the Advertising Options Icon on our behavioral ads on non-affiliated third-party sites (excluding ads appearing on platforms that do not accept the icon). Ads served on our behalf by these companies do not contain unencrypted personal information and we limit the use of personal information by companies that serve our ads. To learn more about ad choices, or to opt out of interest-based advertising with non-affiliated third-party sites, visit YourAdChoices powered by the Digital Advertising Alliance or through the Network Advertising Initiative's Opt-Out Tool. You may also visit the individual sites for additional information on their data and privacy practices and opt-out options.

To learn more about relationship-based ads, online behavioral advertising and our privacy practices, please review the Bank of America Online Privacy Notice and our Online Privacy FAQs.

Earn bonuses totaling $100 to $500 for your small business¹

This bonus offer is available with a new eligible Business Advantage Banking account² and eligible small business credit card³ from Bank of America with qualifying activities.¹

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Subject to eligibility requirements and completion of qualified activities, participants can earn either a $100 OR $200 Business Advantage Banking account bonus, AND a $300 Credit Card Statement Credit, for a maximum total bonus not to exceed $500. Participants can earn either one banking bonus only, the credit card statement credit only, or both a banking bonus and the credit card statement credit. Refer to terms and conditions below.

Eligibility: This offer is only available to business owners who receive this offer via a direct communication from a Bank of America Small Business Specialist or from a Bank of America communication. This offer is intended for new customers only; your business is not eligible for this offer if you were an owner or signer on a Bank of America Business Advantage account within the last six (6) months. Bank of America employees are not eligible for this offer. This offer is not available in a Bank of America financial center, call center or online.

Offer expires on December 31, 2024, and all qualifying activities must be completed within the stated time frames. This offer may not be combined with any other offers. You must meet the requirements of this offer to receive the bonus. Only one Business Advantage Banking account bonus ($100 or $200) and only one Credit Card statement credit ($300) offer per business owner, regardless of the number of businesses owned or operated by the customer. Bank of America may change or discontinue this offer at any time before this date without notice. Reproduction, purchase, sale, transfer, or trade of this offer is prohibited.

2

Requirements to Receive a Business Advantage Banking Cash Bonus:

To earn the $100 bonus:

Open a new Business Advantage Relationship Banking or Business Advantage Fundamentals™ Banking account by December 31, 2024; AND
Deposit $1,000 or more in New Money* directly into your new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening; AND
Maintain an average balance of $1,000 or more during the Maintenance Period** in that new Business Advantage Banking account.

To earn the $200 bonus:

Open a new Business Advantage Relationship Banking or Business Advantage Fundamentals™ Banking account by December 31, 2024; AND
Deposit $3,000 or more in New Money* directly into your new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening; AND
Maintain an average balance of $3,000 or more during the Maintenance Period** in that new Business Advantage Banking account.

*New Money is new funds deposited into your Business Advantage Banking account that are not transfers from other Bank of America deposit accounts or Merrill investment accounts. A transfer done via ATM, online or teller, or a transfer from a Bank of America deposit account or brokerage account such as a Merrill account is not considered new money. A cash withdrawal from an existing Bank of America account and deposited into the new Business Advantage Banking account is not considered new money.

**The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.

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Earn a $300 Credit Card Statement Credit

Requirements to Qualify for the $300 Credit Card Statement Credit:

Apply for a new small business credit card account (such as the Business Advantage Customized Cash Rewards credit card or the Business Advantage Unlimited Cash Rewards credit card) by December 31, 2024; AND
Make at least $3,000 in New Net Purchases*** with your card that post to your account within the first ninety (90) days from the small business credit card account opening.

***New Net Purchases exclude any Balance Transfers, Cash Advances, fees, returns and adjustments. This one-time promotion is limited to customers opening a new account in response to this offer and will not apply to requests to convert existing accounts. Your account must be open with active charging privileges in order to receive this offer. Other advertised promotional offers can vary from this promotion and may not be substituted. The statement credit will be applied to the company’s business card account. One $300 statement credit allowed per company. Once you qualify, you will receive your statement credit within your next 1 to 2 billing cycles. Receipt of a statement credit does not affect your responsibility to pay your Minimum Payment Due shown on each statement you receive from us.

Additional Terms:

By starting your digital application, you authorize Bank of America, N.A. to contact you to discuss your application and our small business products and services. To learn more about the information we collect and how we use it, please visit www.bankofamerica.com/privacy. California residents may have additional rights and you can learn more at www.bankofamerica.com/ccpa-notice.

All account applications are subject to approval. Your account does not qualify for the bonus until you provide all of the information, we require in connection with opening the account by the promotion end date December 31, 2024. This includes information we require to identify each account owner and to report the bonus to the Internal Revenue Service (IRS), including a validly completed IRS Form W-9 or Form W-8 (as applicable). The value of this bonus may constitute taxable income to you. To the extent required by law, Bank of America may withhold tax or other amounts from the payment. Please consult your tax advisor, as neither Bank of America, its affiliates, nor their employees provide tax advice.

Please consult a financial center, visit bankofamerica.com, or see the Business Schedule of Fees found at bankofamerica.com/businessfeesataglance for other account fees, rates, and information.

After you satisfy all the requirements, we will attempt to deposit the earned bonus directly into your new Bank of America Business Advantage Banking account within sixty (60) days. The Bank of America Business Advantage Banking account must be open and in good standing up to and including the date any earned bonus is paid.

Credit card programs are issued and administered by Bank of America, N.A.

Deposit products are provided by Bank of America, N.A., and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation. Business Advantage Fundamentals is a trademark, and Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation.

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