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Advertising Practices

We strive to provide you with information about products and services you might find interesting and useful. Relationship-based ads and online behavioral advertising help us do that.

Bank of America participates in the Digital Advertising Alliance ("DAA") self-regulatory Principles for Online Behavioral Advertising and uses the Advertising Options Icon on our behavioral ads on non-affiliated third-party sites (excluding ads appearing on platforms that do not accept the icon). Ads served on our behalf by these companies do not contain unencrypted personal information and we limit the use of personal information by companies that serve our ads. To learn more about ad choices, or to opt out of interest-based advertising with non-affiliated third-party sites, visit YourAdChoices powered by the Digital Advertising Alliance or through the Network Advertising Initiative's Opt-Out Tool. You may also visit the individual sites for additional information on their data and privacy practices and opt-out options.

To learn more about relationship-based ads, online behavioral advertising and our privacy practices, please review the Bank of America Online Privacy Notice and our Online Privacy FAQs.

Business Advantage

Business Advantage Banking
Credit Cards
Merchant Services
Cash Flow Tools
Preferred Rewards for Business

Find the right solutions for your business needs

Business Advantage Banking

Get a checking account with the features and tools to meet your business needs.

Check your balance, deposit checks¹, view statements, pay bills, transfer money between your accounts and set up alerts² through Business Advantage 360, our small business online banking and mobile platform³
Business Advantage Banking is a checking account with two settings: Business Advantage Fundamentals™ Banking and Business Advantage Relationship Banking, each with its own set of benefits
Enjoy separate debit, deposit and employee cards with detailed record keeping and expense tracking
Grant customized access to multiple users with Account Management⁴
Access Zelle® to send, request or receive payments with other eligible small businesses or consumers between eligible bank accounts⁵

Compare accounts

1

Mobile Check Deposits are subject to verification and not available for immediate withdrawal. Other restrictions apply. In the Mobile Banking app menu, select Menu > Help > Browse More Topics > Mobile Check Deposit for details and other terms and conditions. Message and data rates may apply.

2

Alerts received as text messages on your mobile access device may incur a charge from your mobile access service provider. This feature is not available on the mobile website. Data connection required. Wireless carrier fees may apply.

3

Mobile Banking requires that you download the Mobile Banking app and is only available for select mobile devices. Message and data rates may apply.

4

The Account Management service allows you to establish individual account access levels (including customized access to Bill Pay and Payments and Invoicing) in online banking. You must be enrolled in Business Advantage 360, our small business online banking platform, and have an open Bank of America small business deposit account to be enrolled in Account Management. Fees may apply for additional services. See the Business Schedule of Fees available at www.bankofamerica.com/businessfeesataglance for details. Account Management requires internet access and internet service provider fees may apply.

5

Zelle® should only be used to send money to friends, family or others you trust. We recommend that you do not use Zelle® to send money to those you do not know. Transfers require enrollment in the service with a U.S. checking or savings account and must be made from an eligible Bank of America consumer or business deposit account. Transactions between enrolled users typically occur in minutes and transactions between enrolled consumers do not typically incur transaction fees from Bank of America. We will send you an email alert with transaction details after you send money using Zelle®. Dollar and frequency limits apply. See the Online Banking Service Agreement at bankofamerica.com/serviceagreement for further details. Data connection required. Message and data rates may apply. Neither Bank of America nor Zelle® offers purchase protection for payments made with Zelle®. Please treat Zelle® payments like cash, once you send the money, you are unlikely to get it back – for example, you do not receive the item you paid for using Zelle® or the item received is not as described. Regular account fees apply.

To send or receive money with a small business, both parties must be enrolled with Zelle® directly through their financial institution's online or mobile banking experience.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

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