To activate your membership in the Diamond or Diamond Honors tier, you need to have an open and active personal checking account with Bank of America and maintain a three-month combined average daily balance of $1,000,000 for Diamond or $10,000,000 for Diamond Honors in your qualifying Bank of America deposit accounts and/or Merrill investment accounts. Bank of America Private Bank clients qualify to enroll in the Diamond tier, and may qualify for the Diamond Honors tier based on their qualifying balances. There’s no fee to join and once you do, activating your benefits is easy. Sign in to Online Banking to see if you qualify.