ADVANTAGE BANKING Choose a checking account that's right for you

Get the flexibility you deserve. Choose a checking account to meet you where you are in your journey.

Advantage checking account on a mobile phone with a debit card in front

Bank of America Advantage Banking

Advantage SafeBalance Banking
Advantage Plus Banking
Advantage Relationship Banking

Advantage SafeBalance Banking

SIMPLE BANKING

Simple banking with an easy-to-use experience. 

Open account

Minimum account opening $25

 

$4.95 or $0 monthly maintenance fee

Learn more

 

Helps prevent overspending1 —
no Overdraft Item Fees

 

No interest earned

Advantage Plus Banking

FLEXIBLE BANKING

Flexible banking to meet your needs.

Open account

Minimum account opening $100

 

$12 or $0 monthly maintenance fee

Learn more

 

Set up Balance Connect® for overdraft protection2

 

No interest earned

Advantage Relationship Banking

COMPREHENSIVE BANKING

Comprehensive banking to make the most of your banking relationship.

Open account

Minimum account opening $100

 

$25 or $0 monthly maintenance fee

Learn more

 

Set up Balance Connect® for overdraft protection2

 

Earns interest (See rates)

Advantage SafeBalance Banking

Open account

Advantage Plus Banking

Open account

Advantage Relationship Banking

Open account

What's the advantage?

Advantage Banking gives you the flexibility you deserve with distinct accounts to help meet you wherever you are in your journey.

A mobile phone showing a direct deposit confirmation message.

Direct deposit

Access your money faster with direct deposit. It’s easy to sign up. 

Learn how
A mobile phone showing some of the deals available with BankAmeriDeals®.

Earn cash back with BankAmeriDeals®3

Choose deals on shopping, restaurants and more, then pay with your eligible Bank of America debit or credit card.

Check it out
A customer asks Erica a question while walking along the street.

Erica®, the guide by your side

See how you can spend, save and plan smarter with Erica,4 your virtual financial assistant in the Mobile app.5

Watch the video
phone screen of a card that can be locked and unlocked

Lock and unlock debit card6

Temporarily lock your misplaced debit card and unlock it when you find it. 

See guided demo

What would you like the power to do?®

Checking is made even better with Preferred Rewards, debit card plus preferred rewards equals more rewards

Rewards built around you7

Enjoy more benefits on your everyday banking with the Bank of America Preferred Rewards® program.

Learn more