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EXCLUSIVE LIMITED-TIME OFFER!

Get a bonus of up to $2,000¹

Earn a bonus when you choose our Point of Sale solution²

Power your business with a high-performance toolkit that offers more than just payment processing.

Contact your Business Specialist or call to speak to a Merchant Consultant today.

Call 877-900-9731

Three easy steps to get your bonus:

one

Apply

Apply and be approved for a new Merchant Services account by June 30, 2027.

two

Activate

Activate your new account within 60 calendar days of the account open date.

three

Process

Process funds totaling a minimum of $50,000 within 90 calendar days from the activation date.

Your bonus will be tiered based on net processing during the first 90 calendar days from activation.

Tiers	Processing amount	Bonus
Tier 1	$50,000-$99,999.99	$1,000
Tier 2	$100,000+	$2,000

From marketing and inventory to reporting and payments, we help keep everything working together

Inventory and resource management
Email and text marketing³
Menu and table management
Gift card⁴ and loyalty program
Invoicing and estimates
Online appointment scheduling, reminders and more

Everyday benefits

Transparent Pricing — Clear and transparent Simplified Pricing ensures you always know how much you will pay for each transaction.

Get your funds fast — Access funds as soon as the same business day at no cost.⁵

Security — Enjoy peace of mind knowing your and your customers’ data are secure and protected.⁶

Rewards — Get a special processing rate discount as a Bank of America® Preferred Rewards for Business Member when you are enrolled in the Merchant Simplified Pricing plan.⁷

Your bonus is just the beginning

Get a next‑generation point of sale solution that keeps your business running smoothly. Our intuitive, secure solution makes it easy to process payments, manage sales and protect your customers—and your cash bonus can help offset the cost of new hardware.

Questions?

Contact your Business Specialist or call to speak to a Merchant Consultant today.

Call 877-900-9731

A Bank of America business checking account is required to apply for a Merchant Services account. You must be enrolled in Business Advantage 360, our business banking online platform, to have a Merchant Services account from Bank of America. Merchant Services processing funds must be settled into a Bank of America business checking account.

Merchant Up to $2,000 Targeted Offer Terms & Conditions

1

Eligibility: Merchant (“you” and “your”) must apply by June 30, 2027, and be approved for a new Merchant Services (“our”, “us” and “we”) account on the Bank of America proprietary platform (excludes vendor platforms). You must also have an eligible business checking account with Bank of America® and direct payment of your merchant settlement funds to that Bank of America business checking account to be eligible for the bonus. Any existing Merchant Services accounts are not eligible.

To earn the bonus: In order to earn the bonus, you must open your new Merchant Services account and activate the account within 60 calendar days of approval. Activation is defined as the submission of a batch greater than $20 of any card type. The amount of the bonus will be determined by the net processing volume in the first 90 calendar days after activation in the following tiers: (1) if your net processing volume is between $50,000 and $99,999.99 you will receive $1,000.00 (2) if your net processing volume is $100,000.00 and over you will receive $2,000.00. The net processing volume calculation will include all card transactions, less returns, refunds, reversals, chargebacks, and adjustments. If you meet the eligibility requirements to receive a bonus, the bonus will be determined after the 90-calendar day processing period ends or when the highest net processing tier is met, whichever comes first. We will attempt to deposit the bonus into your Bank of America business checking account within 90 calendar days after the net processing volume requirement is met. Both the Bank of America business checking account and Merchant Services account must be in open status on the date the bonus is paid, in order to receive it.

Additional terms and conditions: Limit one bonus per Bank of America eligible business checking account, regardless of the number of businesses owned or operated by the customer. Rewards may not be combined with other discount or reward programs, unless specifically authorized by us. The value of this bonus may constitute taxable income to you. To the extent required by law, Bank of America may withhold tax or other amounts from the payment. Please consult your tax advisor, as neither Bank of America, its affiliates, nor their employees provide tax advice. Bank of America employees are not eligible for this offer. Bank of America may change or discontinue this offer at any time on or before 6/30/2027 without notice. This offer applies to the Bank of America proprietary platform available in your geographic area on the date you apply for a new merchant account. You may receive multiple promotional merchant offers from Bank of America through various methods, e.g., mail, in person or email/online and these promotional offers may have different terms. To ensure you receive the promotion you wish to accept, you should respond to the desired offer by following the steps described in that particular offer. Reproduction, purchase, sale, transfer or trade of this offer is prohibited.

1

2

Point of Sale solution software plans require a monthly software plan fee(s) provided by Bank of America. The applicable fee(s) will be presented to you prior to account opening in the fee schedule. The monthly fee(s) for the software plan you select plus applicable sales tax will be deducted from your business checking account by Bank of America at the end of each monthly billing cycle. If you cancel your plan prior to the end of the month, a pro-rated fee is not available and you will be charged for the full month. If you elect to upgrade or downgrade your software plan, your monthly software fee will be adjusted to reflect the selected plan beginning in the subsequent billing cycle. Certain hardware may not be compatible with all software plans. In the event that hardware in your possession is not supported under the selected software plan, the device(s) will be deactivated. If you subsequently upgrade to a software plan that supports such hardware, reactivation of the previously deactivated terminal may not be available.

2

3

The Add-on Email/Text Package is an optional value-added service only available on the Growth and Pro software plans and will be billed monthly on a per location basis. If applicable, the fee will be presented to you in the fee schedule prior to account opening or at the time you purchase the Package. The per location fees will be aggregated by Bank of America, posted to your merchant services account, and debited from your settlement account according to your selected billing cycle. If you cancel the Package prior to the end of the month, a pro-rated fee is not available and you will be charged for the full month. Unused messages will automatically roll to the next month until there are no more messages available to use.

3

4

The cost of physical gift cards is not included in the Point of Sale software plan fee. Physical gift cards and additional support materials are purchased through a third party vendor contracted by Bank of America and have a separate fee determined by the vendor. The Card Market name and logo are trademarks owned by Sterling Card Solutions.

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Same-day access to funding is subject to credit approval. If your merchant account is approved for same day funding, you will have the option to select one funding window to initiate a payout of proceeds to your designated Bank of America business checking account used for settlement. Valid only on Visa®, Mastercard®, Discover® and American Express OptBlue® transactions and PIN debit transactions including EBT. Exceptions may apply.

5

6

Use of security solutions is not a guarantee that your systems will not be breached or guarantee that you will be compliant with the Payment Card Industry Data Security Standard or Payment Network Rules. May require eligible equipment.

6

7

Preferred Rewards for Business Eligibility Requirements: The Preferred Rewards for Business program is only available to Merrill Business, Bank of America Private Bank® Business, and Business Banking clients. Other categories of clients, such as those commonly referred to as Global Commercial Banking, Global Corporate Investment Banking, or Institutional clients are not eligible to participate in the program. Subject to certain exceptions, eligible business checking accounts generally are any Business checking account and the following Analyzed checking accounts: Full Analysis Business Checking or Analyzed Business Interest Checking. Clients in the eligible business categories may enroll in the program. To enroll you must have an active, eligible Bank of America business checking account, and maintain a qualifying balance of at least $20,000 for the Gold tier, $50,000 for the Platinum tier, or $100,000 for the Platinum Honors tier in your combined qualifying Bank of America business deposit accounts (such as checking, savings, certificate of deposit) and/or your Merrill business investment accounts (such as Working Capital Management Accounts, Business Investor Accounts, Delaware Business Accounts). The qualifying balance is calculated based on either (i): your average daily balance for a three-calendar month period, or (ii) your current combined balance, provided that you enroll at the time you open your first eligible business checking account and satisfy the balance requirement at the end of at least one day within thirty days of opening that account. Eligibility to enroll is generally available three or more business days after the end of the calendar month in which you satisfy the requirements. Benefits become effective within 30 days of your enrollment, or for new accounts within 30 days of account opening, unless we indicate otherwise. Certain benefits may be available without enrolling in the program if you satisfy balance and other requirements. Not all account types will count towards the balance requirements and receive program benefits. Refer to your Business Schedule of Fees for details on accounts that qualify towards the combined balance calculation and receive program benefits. Not all products and services eligible for benefits under the Preferred Rewards for Business program are available in all locations. Business Banking clients may contact their relationship manager for details about which products are available to them. Please contact 888.287.4637, or if you are a Merrill Lynch Wealth Management or Bank of America Private Bank client contact your advisor, for details about which products and services are available in your location.

Merchant Services Processing Rate Discount (Simplified Pricing plan): If you: (1) are enrolled in the Preferred Rewards for Business program, (2) have a Merchant Services processing account with Bank of America that has an 8-digit Merchant ID number (“Merchant Services”), (3) are on the Simplified Pricing plan, and (4) are settling your sales processing transactions into a Bank of America business checking account, then you are eligible to receive a discount on your Merchant Services processing rate based on your tier status in the program as follows: Gold tier: 0.05%, Platinum tier: 0.07%, Platinum Honors tier: 0.10%. For example, if your regular processing rate for swiped transactions is 2.65% + $0.10, your rate at the Gold tier would be 2.60% + $0.10, at Platinum: 2.58% + $0.10, and at Honors: 2.55% + $0.10. The processing rate discount savings will be applied as a credit on your Merchant Services account at the end of each billing cycle. To receive this benefit, your Merchant Services processing account, and the Bank of America business checking account where you are settling your sales processing transactions, must be open and you must be enrolled in Preferred Rewards for Business at the time the benefit is paid. Any pending benefits forfeit upon account closure. Your processing rate discount will be based on your Preferred Rewards for Business tier at the time the benefit is paid. Exclusions may apply based on merchant processing product. Subject to change.

7

Hardware and some software features subject to change and may not be available.

Merchant Services products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation. Opening a merchant account subject to approval. Terms and conditions apply. This is not a commitment to open an account. Programs, rates, terms and conditions are subject to change without notice.

A valid email address is required to apply for a Merchant Services account. Statements will automatically be sent electronically each month. Printed statements are available by request.

Banking products and services are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.

All trademarks, service marks and trade names referenced in this material are the property of and licensed by their respective owners.

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