Turn the house you want into the home you own

Our Community Homeownership Commitment1 can help you with up to $17,500 when combining down payment and closing costs grants in select markets. These grants are not a loan, so they do not need to be repaid.

Here’s how we can help

If you’ve been thinking about owning a home of your own, now’s the time to make it happen.
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Down Payment Grant

Get up to $10,000 toward your down payment or 3% of the purchase price, whichever is less. Program availability and income restrictions apply.2

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America’s Home Grant®

You could be eligible for up to $7,500 in eligible closing costs in select markets.3

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Affordable Loan Solution®

Down payment as low as 3% on an eligible mortgage to help with upfront costs of buying a home. Income limits apply.4

Bank of America is committed to helping you thrive through the power of homeownership. The Bank of America Community Homeownership Commitment® program provides solutions for first-time homebuyers, including affordable mortgages, grant programs, resources and expertise.

Find your home

Discover homes eligible for our homebuyer grants.

More resources

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Home Affordability Calculator

Input your budget, income and expense information and our calculator will estimate what home price you can afford.

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Bank of America Home Resource Center

Get access to educational videos, resources and insights to help you every step of the way to becoming a homeowner.

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This way to a home of your own

This step-by-step guide can help you understand the home buying process and what to keep in mind along the way.

Build your future

Whether you have questions or you’re ready to apply, take another step toward homeownership below.
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To get started on buying your first home, book an appointment with one of our specialists.