Top Brands

Here's a sample of the brands that have been featured by Bank of America.

Chewy, Adidas, CVS, Fanatics, Lyft, Macy's, Samsung, Walgreen's
Adidas, Fanatics, H&M, Home Depot, Kohl's, Kroger, Lululemon, Alaska Airlines

Cash back made simple

CLICK

Pick deals from your list of offers in Mobile or Online Banking.

SHOP

Pay with your eligible Bank of America credit or debit card.1

EARN

Your account is credited within 30 days.2

View your deals

Cash back that adds up

Your BankAmeriDeals® cash back is on top of any other cash back, discounts or rewards your eligible Bank of America credit card may offer.

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A woman wearing headphones at the park imitating her husky as the dog howls.

Limited-time deals

In addition to your everyday BankAmeriDeals®, you get special offers throughout the year.3

Double Days

Double your cash back on select deals in April and October.

Deal of the Week

New Deal of the Week announced each Wednesday with up to 15% cash back.

Bonus Days

Get up to 15% cash back on designated days, like National Ice Cream Day.

Special event offers

October

Double Days

National Dessert Day

November

National Cash Back Day

Black Friday Deals

December

National Maple Syrup Day

Last Minute Shopping Deals

January

Fitness Cash Back

Best of 2024 Deals

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Don't miss your new deals

Sign up for text, email, push or Erica® alerts for the latest deals.4

Turn on alerts

Get started now. Here’s how:

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A smartphone open to BankAmeriDeals with Panera selected.

A smartphone open to the Panera app with Order Now selected.

A smartphone open to the Bank of America Mobile Banking App showing the cash back earned from the Panera purchase.

BankAmeriDeals® is an exclusive benefit for Bank of America credit and debit card holders.1

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Don’t have a Bank of America credit or debit card?

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Not enrolled in Mobile or Online Banking?

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Frequently asked questions

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The BankAmeriDeals® program gives you access to benefits such as cashback, coupons, promo codes, discounts, upgrades and access to experiences. You can view the deals available to you in Mobile or Online Banking and choose what's right for you. Simply follow the terms and conditions within each deal. Cashback deals are applied after your purchase on an eligible Bank of America credit or debit card within 30 days. Other deal types may provide different types of rewards as described within the terms and conditions.

Not all deals provide cashback. Some deals provide you access to discounts and other benefits. Terms and conditions within each deal tell you how you can receive the deal. Cashback deals can be earned by following these simple steps:

  1. Visit the Preferences tab in Online Banking to select an eligible bank account to receive any cash back deal. You can update this account at any time.
  2. To begin earning rewards, you must activate each offer on your own (note that some deals are pre-activated for you). Once added, a green check mark will appear to indicate that the offer is Ready to Use. You can now shop or dine at the retailer or brand you selected using your eligible debit or credit card, if applicable, or simply follow the instructions within the deal terms and conditions to receive cashback.
  3. Remember to review deal criteria to see if there are special instructions to qualify, for example a minimum or maximum spend, and if the deal specifies in-store or online purchases only. Shop and pay with an eligible Bank of America credit or debit card before the deal expires.
  4. Earned cash back will be credited to your account within 30 days after the transaction posts.

BankAmeriDeals® are only valid at specific merchants and can be used in conjunction with your existing credit card reward program. This way you can earn cash back on top of any rewards you may already earn with your Bank of America credit card. To view your credit card rewards information, select your credit card and go to the Rewards tab in Online Banking.

Most Bank of America debit and credit accounts and Merrill Lynch® credit cards are eligible for BankAmeriDeals®. To view your eligible cards in online banking, go to the Preferences tab within the Cash Back Deals page (under the Special Offers & Deals tab).

Some accounts (including some co-branded credit cards) aren't eligible for BankAmeriDeals®. Cards excluded include ATM-only cards, Credit Purchasing Card (P-Card), Travel/Corporate Card, Fleet Card, Prepaid Payroll & Incentive Card, All healthcare account products - HSA/FSA Health Reimbursement/Flexible Spending, HELOC - Home Equity Line of Credit accounts, Merrill Lynch CMA deferred debit cards and AAA credit cards. This list is subject to change at any time.

It can take up to 30 days for a new account or a replacement debit or credit card to begin receiving access to BankAmeriDeals®. Once the account shows as eligible on the Preferences tab in Online Banking, cards linked to that account will be eligible to redeem deals that are Ready to use.

Please note: Some checking or savings accounts may be listed under Eligible cards for which you do not have a debit card. You can use these checking accounts to receive your cash back, however, you must use an eligible debit or credit card to make the purchase.

Yes. Every joint account holder who has an Online Banking ID can view the same cash back deals. Due to this and that card numbers are shared across joint account holders, the first person to activate the deal will earn the cashback deal regardless of which joint account holder actually made the purchase. Authorized users of a credit card or business checking account (who are not also joint account holders) will not be able to view deals with an Online Banking ID.