First-year double cash back offer: Earn 6% cash back in the category of your choice, like online shopping

The Bank of America® Customized Cash Rewards credit card helps you make the most of your purchases. Whether you're dining out, filling the gas tank or buying online tickets, you could earn cash back.

Plus, a limited-time offer for an opportunity to purchase FIFA World Cup 2026™ tickets. Learn more

 

$200 Online Cash Rewards Bonus Offer
Bank of America, FIFA and Visa logos. Official Bank partner of FIFA World Cup 2026TM.

Maximize your cash back by choosing how you earn rewards. Earn 6% cash back in your choice category for the first year from account opening.

Check out all the benefits of being a cardholder.
6% double cash back for a year

in the category of your choice: gas & EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores & pharmacies; or home improvement & furnishings

2% cash back

automatically at grocery stores and wholesale clubs

1% cash back

unlimited on all other purchases

Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum.

Choose your category

Manage your rewards easily by changing your choice category up to once each calendar month, or make no change and it will stay the same. Your rewards won't expire as long as your account remains open, and there's no annual fee.

STEP ONE

You must log in to your Bank of America account either on a web browser or the Bank of America Mobile Banking app.

STEP TWO

Select the Rewards tab from your Bank of America® Customized Cash Rewards card detail page.

STEP THREE

Choose "Get Started" and then "Change Category" to select from the available options.


Not sure if the Customized Cash Rewards credit card is right for you? Check out our other card options.