The road to financial independence begins here


When you open a Bank of America Advantage SafeBalance Banking® account with an owner under 25, you’ll enjoy no monthly maintenance fee1, a debit card, digital banking with no paper checks2 and flexible ways to pay, plus a $0 Liability Guarantee3. Get started today.

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Monthly Maintenance Fee Waiver

No monthly maintenance fee for this account with an owner under 25.1

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$0 Liability Guarantee

 You’re not responsible for unauthorized transactions made by others using your Bank of America debit card, as long as you report them promptly.3

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Discover new ways to save where you spend.4

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No Overdraft Fees

 A Bank of America Advantage SafeBalance Banking® account helps keep you from spending more than you have5, and this account has no overdraft fees.

Ready to open a Bank of America Advantage SafeBalance Banking® account?1

Debit cards make payments easy

Pay for things like late-night food runs, filling up the gas tank or that new pair of shoes with your contactless debit card. It's easy, it's fast and it's secure. Just tap to pay with your card or your Digital Wallet. Use the Mobile Banking app6 to add your card to your Digital Wallet.

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Mobile Banking App All you need to know. All on your mobile device.

Parents, students and young adults can conveniently and securely check balances, transfer money between accounts7, track spending and more — all from your tablet or smart phone.

For parents and students learning about finances together

Our video series can help parents and students make the right moves. Get started with the videos below and watch the rest here.

Things to Know When Opening a Bank Account

See tips for students as they prepare for the next step in their financial lives.

Essential Banking Terms Explained

Get an explanation of ways to move money and what foundational banking terms mean to help you make the most of your bank accounts.

Learn about all our banking account options