BANK ACCOUNTS Start banking and build your financial confidence

Banking is an important step for managing your money and building a financial foundation.

What can the right bank account do for you?

A bank account provides features that help you easily manage your money. Here are just a few:

Insurance and protection

FDIC protection

Feel secure knowing that the funds in your deposit account are FDIC insured up to the maximum coverage limit.

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Easy access to your money

Get a debit card to use at thousands of ATMs.

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Direct deposit

Enjoy same day access to your paycheck deposits.


Help keep your money secure

Temporarily lock your misplaced debit card and unlock it when you find it.1


$0 Liability Guarantee2

You’re not liable for unauthorized transactions made using your Bank of America debit card when reported promptly.


Convenient money management tools

Access easy-to-use digital tools for budgeting,3 mobile check deposits,4 account alerts5 and more.

Ready to get started?

Our Bank of America Advantage SafeBalance Banking® account may be a good option for you. We'll waive the $4.95 monthly maintenance fee each statement cycle you meet one of the following: an owner of this account is under the age of 25,6 or maintain a minimum daily balance of $500 in your account or are enrolled in Preferred Rewards.6 Here's all you need to get started:

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    Name, date of birth, Social Security/International Tax ID number (all applicants)

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    Phone number and email address

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    Physical U.S. address (no PO boxes)

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    Primary ID is required

Our BankOn accreditation demonstrates Bank of America's commitment to providing secure and affordable products and services for all clients.

Our BankOn accreditation demonstrates Bank of America's commitment to providing safe and affordable products and services for all clients.

Discover more ways to meet your everyday banking needs

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Get money-smart with Better Money Habits®

Access free financial education that can help you learn about the benefits of having a personal checking account, protecting your identity and more.

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Enjoy our easy, secure Mobile Banking app7 on the go

Get 24/7 access to your accounts from almost anywhere. Deposit checks4, send money with Zelle®8, set up customized alerts5 and more.

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Check out more checking accounts

With multiple checking account options, you’re sure to find the right fit for your banking needs.

We’re here to help

Our associates can help you set up an account and answer questions.