Balance Assist is a credit product
We will report the loan status to the credit reporting agencies.
We'll need to run a credit check to approve you for a Balance Assist loan
Limited credit history? We’ll take into account your relationship with us. You can also build credit history by consistently paying back your Balance Assist loan when it’s due.
Pay a flat $5 fee4 for Balance Assist
No matter how much you borrow.
The overdraft setting on your checking account will change when the funds are deposited
- The checking account connected to the Balance Assist loan will be set to the “Decline All” overdraft setting.5 Learn about overdraft settings.
- The “Decline All” overdraft setting will not cover payments and transactions when there isn’t enough money in your account
- Overdraft Item Fees are not charged for returned Balance Assist loan payments5
- To change the overdraft settings on your checking account, contact us 5 days after your loan is paid in full