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Travel Rewards

Home
Earning points
Redeeming points
Travel benefits
Security and other features

Home
Earning points
Redeeming points
Travel benefits
Security and other features

Earning points

Earn 1.5 points for every $1 you spend on all purchases, everywhere, every time.¹ Points don’t expire as long as your account remains open, and there’s no limit to the points you can earn.

Points information

View your points

Check your points balance anytime with the Mobile Banking app² or by visiting Online Banking.
The points you’ve earned will also appear on your monthly billing statement.
Manage your rewards in one place.

More ways to earn

Add an Authorized User, such as a family member, to your account and earn points on their purchases, too.
Use your card for recurring charges such as automatic billing for your cable bill, internet service, and data and streaming subscriptions and earn points effortlessly.

Travel Center bonus points

Earn 3 points for every $1 spent on purchases made through the Bank of America® Travel Center (1.5 base points, plus 1.5 bonus points) with no limit on the number of bonus points you can earn.¹

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Bank of America® Travel Rewards Program Information. How You Earn Points: Earn points when you use this card to make purchases; returns, credits and adjustments to this card will be deducted from purchases, even if this card was not the original payment method (“Net Purchases”). The following transactions are not considered purchases and will not earn points: Balance Transfers and Cash Advances (each as defined in your Credit Card Agreement), fees, interest charges, fraudulent transactions and certain other charges. 1.5 Points: Earn 1.5 points (base points) for every $1 of Net Purchases charged to the card each billing cycle. Bonus Points at The Travel Center: Earn 3 points (consisting of 1.5 bonus points and 1.5 base points) for every $1 in Net Purchases, made through the Travel Center, with no limit on the number of bonus points you can earn. Account opening bonuses are excluded from other Customer Bonus programs. How You Use Your Points: Redeem points for a travel credit or cash reward starting at 2,500 points; gift card redemptions start at 3,125 points. How Your Travel Credit Works: A travel credit is applied as a statement credit to your account to offset travel and dining purchases from qualifying merchants in these travel or dining related categories: airlines, hotels, motels, timeshares, trailer parks, motor home and recreational vehicle rentals, campgrounds, car rental agencies, truck and trailer rental, cruise lines, travel agencies, tour operators and real estate agents, operators of passenger trains, buses, taxis, limousines, ferries, boat rentals, parking lots and garages, tolls and bridge fees, tourist attractions and exhibits like art galleries, amusement parks, carnivals, circuses, aquariums, zoos, eating places and restaurant, drinking places, bars, taverns, cocktail lounges, nightclubs, discotheques and fast food restaurants. Purchases from some merchants that provide travel or dining related goods and services will not be eligible for a travel credit, like in-flight goods and services, and duty-free airport purchases. Points may be redeemed for a statement credit to offset qualifying travel and dining purchases that occurred within 12 months prior to the date of redemption, but limited to the most recent 2,500 qualifying travel and dining purchases. Each point redeemed for a travel credit is worth $0.01 (2,500 points = $25). How Your Cash Rewards And Gift Cards Work: Cash rewards are redeemed for a check or electronic deposit into a Bank of America® checking or savings account or for credit to an eligible Cash Management Account® with Merrill. Each point redeemed for cash is worth $0.006 (2,500 points = $15). The redemption value for gift cards varies. How You May Lose Rewards: As long as your card account remains open with active charging privileges, points do not expire. However, If the owner(s) of the card account voluntarily closes the card account or we close the card account for inactivity, you must redeem the points within ninety (90) days after closing. If we close your card account for any other reason you will lose your points immediately. Rewards Program Rules: Program Rules containing additional terms of your credit card rewards program will be sent to you with your new account materials. Other significant terms apply. Program subject to change.

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Mobile Banking. Mobile Banking requires that you download the Mobile Banking app and may not be available for select mobile devices. Message and data rates may apply.

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This credit card program is issued and administered by Bank of America, N.A. Deposit products and services are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation. Bank of America, Merrill, Cash Management Account, What would you like the power to do?, and the Bank of America logo are registered trademarks of Bank of America Corporation. The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC. All other company, product and service names may be trademarks or service marks of others and their use does not imply endorsement or an association with this Program.

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