Compare and find the credit card that’s right for you

Cash Rewards

Cash Rewards

$200 Online Bonus Offer

after making at least $1,000 in purchases in the first 90 days of account opening

Earn 3% cash back

in the category of your choice, like online shopping

 

 

Travel Rewards

Travel Rewards

25,000 Online Bonus Points Offer:

a $250 travel or dining statement credit value, after making at least $1,000 in purchases in the first 90 days of account opening

Premium Rewards

Premium Rewards®

50,000 Online Bonus Points Offer:

a $500 value, after making at least $3,000 in purchases in the first 90 days of account opening

BankAmericard

BankAmericard®

Low Intro APR Offer

on purchases and qualifying balance transfers for 18 billing cycles

Compare features & benefits

Cash Rewards

$200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of account opening

3% cash back in the category of your choice: gas, online shopping, drug stores, home improvement/furnishings, dining or travel
2% cash back at grocery stores and wholesale clubs
1% cash back on all other purchases
Earn 3% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter

No expiration on rewards

Go to the Mobile Banking app or to Online Banking to change your choice category for future purchases once each calendar month, or make no change and it stays the same. 

Travel Rewards

25,000 online bonus points: a $250 travel or dining statement credit value, after making at least $1,000 in purchases in the first 90 days of account opening

Unlimited 1.5 points for every $1 spent on all purchases everywhere, every time

Flexibility to redeem points for a statement credit to pay for travel and dining purchases

No expiration on your points

No blackout dates
No booking restrictions
No foreign transaction fees

Premium Rewards®

50,000 online bonus points: a $500 value, after making at least $3,000 in purchases in the first 90 days of account opening

Unlimited 2 points for every $1 spent on travel and dining purchases.

Unlimited 1.5 points for every $1 spent on all other purchases.

No expiration on your points

Redeem for cash back as a deposit into Bank of America® checking or savings accounts, for credit to eligible Merrill® accounts including 529 accounts, as a statement credit to your credit card, or for gift cards and purchases at the Bank of America Travel Center.

Get up to $100 in Airline Incidental Statement Credits annually for qualifying purchases and up to $100 in Airport Security Statement Credits towards Global Entry or TSA Pre✓® application fee, every four years.

BankAmericard®

Low intro APR offer on purchases and qualifying balance transfers for 18 billing cycles

Save on interest to help pay down your balance faster

No Penalty APR: Paying late won’t automatically raise your interest rate (APR). Other account pricing and terms apply

Customer ratings & reviews

4-half Reviews
4.4/5 stars (8,949 reviews)
See all reviews

Cash Rewards credit card

Average overall rating:
4-half Reviews
4.4/5 stars based on 8,949 reviews
88%


of surveyed customers would recommend this card to a friend

4-4 Reviews
4.2/5 stars (6,456 reviews)
See all reviews

Travel Rewards credit card

Average overall rating:
4-4 Reviews
4.2/5 stars based on 6,456 reviews
83%


of surveyed customers would recommend this card to a friend

4-half Reviews
4.2/5 stars (1,346 reviews)
See all reviews

Premium Rewards® credit card

Average overall rating:
4-half Reviews
4.2/5 stars based on 1,346 reviews
83%


of surveyed customers would recommend this card to a friend

4-4 Reviews
4.2/5 stars (3,680 reviews)
See all reviews

BankAmericard® credit card

Average overall rating:
4-4 Reviews
4.2/5 stars based on 3,680 reviews
81%


of surveyed customers would recommend this card to a friend

Pricing

No Annual Fee

Low intro APR offer on purchases and qualifying balance transfers for 15 billing cycles

See Terms and Conditions for Cash Rewards card.
Link opens in a new window for rate, fee and other cost information.

No Annual Fee

Low intro APR offer on purchases for 12 billing cycles

See Terms and Conditions for Travel Rewards card.
Link opens in a new window for rate, fee and other cost information.

Low $95 Annual Fee

See Terms and Conditions for Premium Rewards® card.
Link opens in a new window for rate, fee and other cost information.

No Annual Fee

Low intro APR offer on purchases and qualifying balance transfers for 18 billing cycles

See Terms and Conditions for BankAmericard® card.
Link opens in a new window for rate, fee and other cost information.

Get a 25%-75% bonus with the Preferred Rewards Program

The Preferred Rewards program gives you benefits and rewards across your eligible Bank of America banking and Merrill Investment accounts. To learn more about the program call 1.888.888.7937

Preferred rewards equation

Cash Rewards

Your 3% choice category could go up to 5.25% cash back and the 2% at grocery stores and wholesale clubs could go up to 3.5% for the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter. The 1% for all other purchases could go up to 1.75%.

Travel Rewards

Instead of earning an unlimited 1.5 points for every $1 you spend on all purchases everywhere, every time - you could earn up to 2.62 points for each $1 you spend.

Premium Rewards®

You could earn up to 3.5 points for every $1 you spend on travel and dining purchases and up to 2.62 points for every $1 you spend on all other purchases.

BankAmericard®

This card is not a part of the Preferred Rewards Program.

Call to Apply 1.877.226.8944

card

$0 Liability Guarantee, which helps protect you from fraudulent card transactions

location

Use of our network of financial centers and ATMs

online

Access to our award winning Online and Mobile Banking service

contactless

The security of a chip card with the convenience of a tap