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LIMITED-TIME OFFER
0.10% rate reduction
on auto loans

Available from 8/31/2023 – 9/11/2023

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APR as low as
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Dealer new1
Up to 60 months

Dealer new

Buying a new vehicle from a franchise dealership. Franchise dealers sell new and used cars for auto manufacturers such as Ford®, General Motors®, Chrysler®, Honda® and others
APR as low as
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Dealer used1
Up to 60 months

Dealer used

Used cars can be sold by franchise dealers or independent dealers. Franchise dealers sell new cars for auto manufacturers such as Ford®, General Motors®, Honda® and others. Independent dealers are not affiliated with an auto manufacturer and may sell many different brands of vehicles. Bank of America does not finance vehicles purchased from independent dealers.
APR as low as
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Refinance2
Up to 60 months

Refinance

Paying off your existing loan with the proceeds from a new loan in order to take advantage of lower monthly payments, lower interest rates, or save on financing costs.
APR as low as
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Lease buyout3
Up to 60 months

Lease buyout

Buying your leased vehicle.
APR as low as
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Private party4
Up to 60 months

Private Party

Private Party

Rates as of local time. APR is the Annual Percentage Rate. Advertised as low as APRs assume excellent borrower credit history. Your actual APR may differ based on your credit history, approved loan amount, term, state of residence and applicable discounts. No loan documentation fee, but title and state fees may apply. Any applicable discounts, such as Preferred Rewards, will be reflected in the individual APR quote you will receive if you are approved for an auto loan.

 

Limited-time rate reduction will be valid and reflected in advertised “as low as” rates for applications for all loan types submitted between 8/31/2023 – 9/11/2023.  Applications submitted outside of these dates will not be eligible for discounted rates.

Auto Loan Calculator5

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Auto loan benefits

Auto loan benefits:

  • Get a low rate auto loan

    Loans to fit your needs

    Competitive rates when you purchase or refinance.

  • Easy online application

    Easy online application with no fees

    Most decisions take about 60 seconds.

  • Your approved rate is good for 30 days to shop for a car

    30-day rate lock guarantee6

    Your rate is good for 30 days upon approval.

  • Preferred Rewards discounts

    Preferred Rewards discounts

    Bank of America Preferred Rewards members can receive up to a 0.50% rate discount on their auto loan.7

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