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Drive home with a low-rate auto loan

Easily apply for a low-rate auto loan, or search for your next car with our digital car shopping resource.

Auto Loan Rates with APR as low as:

%
Up to 60 months
%
Up to 60 months
%
Up to 60 months
%
Up to 60 months
%
Up to 60 months

APR is the Annual Percentage Rate. Advertised as low as APRs assume excellent borrower credit history. Your actual APR may differ based on your credit history, approved loan amount, term, state of residence and applicable discounts. No loan documentation fee, but title and state fees may apply.  Any applicable discounts, such as Preferred Rewards, will be reflected in the individual APR quote you will receive if you are approved for an auto loan.

car shopping

What you get:

  • Get a low rate auto loan

    Low rates

    Get a low rate when you purchase or refinance.

  • Your approved rate is good for 30 days to shop for a car

    30-day rate lock guarantee4

    Your rate is good for 30 days, which means you'll have plenty of time to shop for that perfect vehicle.

  • Interest rate discount for Preferred Rewards members

    Preferred Rewards discounts5

    Bank of America Preferred Rewards members can get an additional rate discount of:

    • 0.25% Gold
    • 0.35% Platinum
    • 0.50% Platinum Honors

Auto Loan Calculator6

Get your low rate today

To see if you qualify, fill out our online application. There’s no fee and most decisions take about 60 seconds.