Auto Loan Calculator

Get auto financing that's right for you

Fixed rates • Easy application • Fast decisions

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Choose the loan type that fits your needs and get started today.

New car
APR as low as
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Dealer new1
Up to 60 months

Dealer new

Buying a new vehicle from a franchise dealership. Franchise dealers sell new and used cars for auto manufacturers such as Ford®, General Motors®, Chrysler®, Honda® and others
Used car
APR as low as
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Dealer used1
Up to 60 months

Dealer used

Used cars can be sold by franchise dealers or independent dealers. Franchise dealers sell new cars for auto manufacturers such as Ford®, General Motors®, Honda® and others. Independent dealers are not affiliated with an auto manufacturer and may sell many different brands of vehicles. Bank of America does not finance vehicles purchased from independent dealers.
Refinance
APR as low as
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Refinance2
Up to 60 months

Refinance

Paying off your existing loan with the proceeds from a new loan in order to take advantage of lower monthly payments, lower interest rates, or save on financing costs.
Lease buyout
APR as low as
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Lease buyout3
Up to 60 months

Buy out your lease

Buying your leased vehicle.
Private party
APR as low as
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Private party4
Up to 60 months

Purchase from a Private Party

Buying a vehicle from a private party.

Rates as of . APR is the Annual Percentage Rate. Advertised "as low as" APRs assume excellent borrower credit history. Your actual APR may differ based on your credit history, approved loan amount, term, state of residence and applicable discount. No loan documentation fee, but title and state fees may apply. Any applicable discounts, such as Preferred Rewards, will be reflected in the individual APR quote you will receive if you are approved for an auto loan.

Estimate your monthly car payment5

car shopping

Get a decision in as little as 60 seconds with our easy application

  • Use our digital car shopping tool

    Need to find the right car?

    Our digital car shopping resource makes it easy to find and finance your next car all in one place.6

  • Your approved rate is good for 30 days to shop for a car

    30-day rate lock guarantee7

    You'll have plenty of time to shop for that perfect vehicle.

  • Get a low rate auto loan

    Up to a 0.50% interest rate discount

    Preferred Rewards members can get an exclusive interest rate discount on auto loans.8

Ready to get started?

Apply now