Auto loans to fit your needs. We’re here to help.
From prequalification to purchase, we have an option for you. Get started now.
Explore our financing options and find a budget that works for you
Prequalify1
Get prequalified (with no impact to your credit score) to know how much you may be able to borrow and what your estimated monthly payments may be.
- Quickly prequalify with no impact to your credit score
- Easy and secure request form that takes less than a minute to complete
- Instantly see how much you may be able to borrow so you can shop with confidence
- Customize your estimated terms2 and monthly payment options to fit you
Prequalification is only available for new or used dealer purchases and only if you have a Bank of America login3
Our online application allows you to select term lengths of 48, 60 or 72 months; dependent on loan type and subject to collateral, terms and conditions. You can discuss other term lengths with your loan officer after your application is submitted.
View our Bank of America auto loan eligibility requirements for information about minimum amounts financed, applicant eligibility and more.
Rates as of October 5, 2024 for a 60-month term. More terms available.
Use our menu to view Preferred Rewards5 Tier rates.
Auto loans with APR as low as:Dealer New
Dealer Used
Refinance
APR is the Annual Percentage Rate. Advertised “as low as” APRs assume excellent borrower credit history. Your actual APR may differ based on your credit history, approved loan amount, term, state of residence and applicable discounts. No loan documentation fee, but title and state fees may apply. Any applicable discounts, such as Preferred Rewards, will be reflected in the individual APR quote you will receive if you are approved for an auto loan.
Estimate your monthly auto loan payment
Enter a total loan amount into this auto loan calculator9 to estimate your monthly payment, or determine your loan amount by car price, trade-in value and other factors. Use the menu to view Preferred Rewards rates.
Estimated monthly payment
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Term -- months
Interest Rate --% APR
Loan Amount $--,---
Preferred Rewards discount Not applied
Today's date August 24, 2023