Auto loans to fit your needs
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Competitive rates
Apply to see what rate you are approved for when you purchase or refinance.
Quick decision
Know your rate before you get to the dealer with our no-fee, mobile-friendly application.1
Easy online application
Find out if you are approved in just a few clicks.
Interest rate discount
Bank of America Preferred Rewards members can receive an interest rate discount of 0.25% to 0.50% on an auto loan.2
Auto Loan Rates
Today's rates
APRs as low as
Dealer new
% † Dealer used
% † Refinance
% † APR is the Annual Percentage Rate. Advertised "as low as" APRs assume excellent borrower credit history. Your actual APR may differ based on your credit history, approved loan amount, term, state of residence and applicable discounts. No loan documentation fee, but title and state fees may apply. Any applicable discounts, such as Preferred Rewards, will be reflected in the individual APR quote you will receive if you are approved for an auto loan.
* Limited-time rate reduction will be valid and reflected in advertised "as low as" rates for applications for all consumer loan types submitted between 5/1/2025 – 5/12/2025. Applications submitted outside of these dates will not be eligible for discounted rates.