Platinum Privileges

A higher level of rewards

Get additional benefits when you apply for the BankAmericard Privileges®
credit card1 .

As a valued Bank of America® customer, receive additional benefits
with the BankAmericard Privileges® credit card, including:

  • Cash back: Get 50% more cash back when you redeem your points for
    cash back into your Bank of America®, Merrill Edge® or
    Merrill Lynch® account2
  • Easy rewards: Earn 1 point per dollar on all purchases with no points
    expiration, and no spending caps
  • 3x Bonus Points: Earn ongoing 3x bonus points on rotating categories
    such as gas, grocery, travel and more
  • Rebated annual fee: $75 annual fee rebated with Platinum
    Privileges status
  • Concierge service: Enjoy complimentary services ranging from securing
    dinner reservations and hard-to-find tickets, to ordering flowers and
    planning weekend getaways

Apply for the BankAmericard Privileges® credit card today.»

How do I get Platinum Privileges status?

You’ll automatically enjoy status in the Platinum Privileges™
program if you have at least $50,000 as a combined balance in
your Bank of America deposit accounts and/or your Merrill Edge
brokerage accounts and a Bank of America personal checking
account or Merrill Edge brokerage account.

Call 1.888.562.1000

To access your additional Platinum Privileges™ benefits today.
Enter your PIN for priority service.

Extended hours of operation: Monday through Friday – 8 a.m. to
midnight Eastern Time, Saturday and Sunday – 8 a.m. to 8 p.m.
Eastern Time

Schedule an appointment online to receive a
call back at your earliest convenience


Schedule an appointment online to meet with a
specialist at your local banking center

Bank of America