ME Platinum Privileges

Platinum Privileges® is a program that rewards our valued clients with a higher level of service and extra benefits. You automatically enjoy status in the Platinum Privileges® program because you have an active Bank of America personal checking account and maintain at least $50,000 as a combined balance in your Bank of America deposit accounts and/or your Merrill Edge brokerage accounts.

As a Platinum Privileges client, you automatically have access to:

  • A dedicated customer service team at the Platinum Service Center at 1.888.562.1000 with extended hours and the ability to schedule an appointment online
  • No fees on select banking services such as standard checks, Overdraft Protection Transfers1, cashier's checks, inbound wires and more
  • Higher rates on Platinum Money Market Savings accounts2 Open Now
  • Higher rates on select CDs & IRAs3 Open a CD now or Open an IRA now
  • Special relationship benefits on home loans. Get a $400 relationship credit on a home purchase or refinance loan and a special interest rate discount on a Home Equity Loan or Home Equity Line of Credit4
  • More cash back for the things you buy most with the BankAmericard Privileges® credit card with Cash Rewards5
  • Automatically qualify for up to 30 online $0 equity and ETF trades per month6 with an online investment account from Merrill Edge®, a streamlined investment service where you can invest with Merrill Edge and bank with Bank of America using one log-in

To take advantage of these benefits, contact the Platinum Service Center at 1.888.562.1000 or visit your nearby banking center. Please have your Access ID/Pin or your Bank of America account number on hand to authenticate your account.

Continue to the BankAmericard Privileges® credit cards tab.

To take advantage of these benefits, contact the Platinum Service Center at


Monday through Friday
8 a.m. to midnight EST

Saturday through Sunday
8 a.m. to 8 p.m. EST

Schedule an appointment online to receive a call back at your earliest convenience.

Schedule an appointment online to meet with a specialist at your local banking center.