Alerts
Account notifications sent via email or text to your mobile device³ that can help you keep up with all the activity in your checking, savings, and credit card accounts. You can receive alerts for things like balance updates, low balance caution, when payments are due, etc. When you set them up in advance, automatic alerts notify you about important changes and sensitive activity in your accounts, as well. Once you enroll in Online Banking, there are many Alerts to choose from. (Please contact your service provider to find out if there are fees for receiving text messages.)

APR – Annual Percentage rate
Credit Card rates are how much your credit will cost you on a yearly basis shown in a percentage. Higher is not better. This is why it's important to pay your bills in a timely fashion.

ATMs
Automatic Teller Machines. If you don’t know what these are, you’re stuck in the past my friend. There is one big difference. As a Bank of America customer, their ATMs don’t hit you with charges or fees for using them, when that no name one at the convenience store will. Luckily, there’s over 18,000 of them pretty much all over the place. Check out the Bank of America ATM locator to find a location near you.

Automatic Payments
You can pay all your bills online through the bank by using Bill Pay. Just set them up ahead of time and you won’t have to worry about missing your due date. Enter the bill information, set the payment date, and the bank does the rest.