Put your NFIB membership to work today.

NFIB Business Advantage Checking with 6 months free Payroll

As an NFIB member, you can double the standard 3 month free trial period of Easy Online Payroll® to 6 months when you open an NFIB Business Advantage Checking account! Additionally, your new checking account will have no monthly maintenance fees/service charges1 for the first 3 months. Use the code AP1NFIB when you click the link below to get started. Offer ends May 31, 2010.

More Fees Waived: Includes a free branded NFIB Business Visa® debit card, up to three additional accounts to help you manage the different facets of your business with no monthly maintenance fee/service charge, free Online Business Suite® Account Management Service (which allows you to work more efficiently by delegating account access to trusted employees and partners), a free introductory check package, and preferred rates on CDs!

Open Your NFIB Business Advantage Account Now.

More Small Business Tools

Easy Online Payroll®

Put your NFIB membership to work!

6 months FREE Easy Online Payroll® when you open a new NFIB Business Advantage Checking account2.

  • Easily process your end-to-end payroll needs from paychecks to contractor payments to W-2 forms
  • Guaranteed accurate federal, state, local, and voluntary withholding calculations
  • Pay and file all federal and state payroll taxes — electronically, in most cases
  • Stay organized with email reminders and insightful payroll reports

Learn More

NFIB Business Credit Card

Apply for the only business credit cards that benefit your small business and the National Federation of Independent Business (NFIB).

The NFIB Platinum Plus ® for Business MasterCard® and the NFIB Business Card with WorldPoints® Rewards both feature:

  • No annual fee
  • Introductory APR offers
  • Employee cards at no additional cost
  • Bank of America makes a contribution to NFIB for credit card transactions at no cost to you

WorldPoints® cards offer reward points based on how much you spend — 1 reward point for every $1 in purchases.

Learn More

Online Business Suite®

Manage your business tasks more efficiently with Online Business Suite®

Process payroll, send invoices, make payments, and manage all your accounts — all from one place online. Featuring four separate helpful tools, Online Business Suite is designed to help you better manage your business' finances3.

Learn More

 

National Federation of Independent
Business (NFIB)

'NFIB. The Voice of Small Business®' logo

Learn more about NFIB and the valuable benefits of membership4.

Learn More
Close Legal Notice Notice

1 After the first 3 months, monthly maintenance fee is waived if you maintain at least one of the following: 1) $15,000 average monthly balance or 2) a $35,000 combined average monthly balance of linked accounts ($10,000 minimum balance and $20,000 combined for ID and WA) . Eligible accounts include Business Advantage, Business Economy Checking, Business Interest Checking, Business Interest Maximizer, Business Investment Account, and business CDs. In CA Business Checking, Business Advantage, Business Interest Checking, Business Savings, Business Money Market, Business Interest Maximizer, and business CDs. In ID and WA, FirstChoice Business Checking, FirstChoice Business Interest Checking, Business Advantage, Business Interest Maximizer, Linked Business Market Rate Savings, and business CDs. Otherwise monthly maintenance fee is $29.95..

2 Easy Online Payroll® monthly payroll service fees are waived during the first 6 months of enrollment. The 6 months free offer for NFIB members is available to new Easy Online Payroll customers only. Additional fees for exceptions processing and other special services may apply during your free trial period. If there is no activity on your Easy Online Payroll account for the first 60 days after opening your account, we reserve the right to terminate your payroll service. After your 6 month free trial is over, monthly fees are automatically charged until you cancel the service. The monthly payroll service fee applies each month you are enrolled, whether or not you use the payroll service. The maximum number of active employees being paid cannot exceed 50. Billing occurs on the last banking day of the month. Additional fees for exceptions processing and other special services may apply. Pricing does not include applicable sales tax. There is a waiting period of up to 5 business days before you can use direct deposit for the first time. All direct deposits must be approved 2 banking days before each pay day, by 11pm ET. Easy Online Payroll service requires Internet access, and Internet service provider fees may apply. Not available in Washington or Idaho.
 
Monthly Fees: Easy Online Payroll offers two service levels, Plus and Basic. Easy Online Payroll Plus Service is $36 per month. Easy Online Payroll Basic Service is $20 per month. With the Basic Service you will receive a $20 discount in any month you pay all your employees by direct deposit to a Bank of America account. For both the Plus and Basic Services, if you pay more than 20 employees, but not all are paid by direct deposit to a Bank of America account, an additional monthly fee of $2 will be charged for each employee over 20.
 
Direct deposit to banks other than Bank of America is only offered in the Plus level of service. An additional monthly fee of $12 per state applies for state tax filing and payment support for each state in addition to your primary state in which you (i) have a work location, (ii) withhold taxes, or (iii) pay reportable wages (even if no tax is withheld). The monthly fee for additional states applies for each month in which you meet these criteria, whether or not you use the payroll service in that month. Multi-state tax filing is only available with the Plus level of service.

3 Monthly fees for new enrollment in any one or more of the Online Business Suite services are waived during the first 3 months of enrollment, after which standard monthly fees apply. The fee for Direct Payments covers the first 20 three-day payments to individuals or vendors scheduled in any calendar month. Additional payments are subject to a fee of $2 for each set of 5 three-day payments. In addition to the Direct Payments $10 monthly fee, each next-day payment is $10, each same-day domestic (U.S.) payment is $20, each international payment is $30 for payments sent in foreign currency and $40 for payments sent in U.S. dollars. The fee for Express Invoicing covers the first 20 invoices sent in any calendar month. Additional invoices are subject to a fee of $2 for each set of 5 invoices. Fees may apply for additional services. The monthly fee for the Account Management module of Online Business Suite is waived with the Business Advantage package. To view an account from another financial institution, you must have online access set up with that institution. These fees will be withdrawn from the account to which your services fees are normally charged. Not available in Washington or Idaho.

4 NFIB Member Benefits are offered by third-parties through contractual arrangements with the NFIB Member Services Corporation, a wholly owned subsidiary of NFIB, or one of its affiliated insurance agencies.