Your most important business card
(after your business card)

Make purchases with your Business Check Card every month and pay no monthly maintenance fee for checking.

Introducing the Business Fundamentals package – the business checking account featuring the check card that can save you serious money. Simply open a Business Economy checking account. Then make a purchase with the check card that comes free with your account every month, and you’ll enjoy the benefits of the Business Fundamentals package with no monthly maintenance fee¹. That’s savings you can put back into your business.

Plus, your deposit accounts are FDIC insured. And our Total Security Protection^® Package^† guards against unauthorized check card use, meaning If it’s not your purchase, it’s not your problem.

More Small Business Ideas!

Business Advantage Checking Account

Premium services without premium fees

Free premium online account management
Free payroll with direct deposit
Low minimum balance

Choose the Right Account For You

No matter the size of your business, Bank of America has an account to maximize your opportunities while saving you time and money. Use our quick comparison chart to see which business checking account is right for you.

Universal Checking Services

Every Bank of America business checking account includes free Online Banking for 24/7 access, up-to-the-minute daily balances, check images, plus these free services:

Unlimited Bill Pay
Award-winning SiteKey security against fraud and identity theft

Already a customer?

If you have a Business Economy Checking
account and need a check card, or you already have a check card but you’re not signed up for
the Business Fundamentals package, visit a banking center or call 1.888.600.4000.

¹Bank of America will waive the monthly maintenance fee on your Business Economy Checking account for each statement period in the month following a point-of-sale Bank of America Visa Check Card purchase. For example, if you make a point-of-sale check card purchase in the month of August, your monthly maintenance fee credit will appear on your September statement. The following transactions do not qualify as point-of-sale purchases: a) ATM transactions; b) credits, such as those for purchases that are cancelled or returned, or other adjustments related to point-of-sale purchases; c) purchases of cash-like items, such as money orders, traveler’s cheques, foreign currency, cashier’s checks, gaming chips, and other similar instruments and things of value; d) account funding transactions, including transfers to open or fund deposit, escrow or brokerage accounts, and purchases of stored value cards. The account must be in good standing at the time of the purchase(s). For each month a point-of-sale Check Card purchase is not made, you will be charged your usual monthly maintenance fee if you do not meet the minimum balance requirement outlined in your Personal Schedule of Fees. We may, at our discretion and without notice to you, amend or cancel this offer at any time.