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Home Loan Guide
Our Home Loan Guide provides you with personalized answers. It walks you through the entire home loan process – from understanding affordability to your loan options and the loan process itself.
Learn what you can afford
Learn how lenders determine your loan amount, so you can budget a home payment that you can comfortably afford.
How to save for a down payment
Learn about down payment requirements, and get tips on how to save for a down payment.
Understanding your loan options
Learn about the different types of loans available and the features associated with each one.
Our interactive Home Loan Guide provides you with personalized answers.
It walks you through the entire home loan process — from understanding affordability, to learning about your loan options and the loan process itself.
The Home Loan Guide will give you valuable information that will help you become a successful homebuyer.
An FHA loan is backed by the Federal Housing Administration (FHA).
It allows Bank of America to offer lower down payment options and more flexible qualification criteria versus conventional mortgage loans.
If you are looking for loan options to help put your purchase plans into motion, these FHA options might be just what you need.
Bank of America offers Borrowers Protection Plan®, an optional loan feature that can help provide peace of mind during challenging times.
Many loans are eligible for Borrowers Protection Plan at no cost for one year for one borrower, or a discounted rate for one year for two borrowers.
If you were to experience a sudden loss of income as a result of involuntary unemployment, disability, hospitalization or loss of life, Borrowers Protection Plan® can help by canceling loan principal and interest payments for a period of time for each of these types of protected events.
A home loan isn’t just about getting the best deal. It’s about getting the right deal with no surprises.
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