Open a Checking Account Online. Convenient access to over 18,000 ATMs.

Fast and efficient banking - start with the right checking account.

Get checking with the features you need for better banking

Open your checking account¹ online with Bank of America to get:

Online Banking

Track your spending. View balances anytime on your computer or mobile phone.²
Pay bills online. Use optional Bill Pay to pay your bills in minutes from one simple site.

Keep the Change^® & Add It Up^® programs

Build your savings automatically with everyday purchases after enrolling in the Keep the Change^® program.³
Earn up to 20% cash back from hundreds of your favorite participating online retailers - on top of available retailers' discounts - when you register and shop through the Add It Up^® program.⁴

Convenient access to ATMs

More than 18,000 ATMs for quick access to your money.
Easily withdraw cash, deposit checks or transfer funds.

Get Started >

By receiving a qualifying monthly direct deposit or having an average daily balance of $1500, you can avoid the $12.00 monthly fee¹.

Terms and Conditions

1 MyAccess Checking^® has no monthly maintenance fee with at least one qualified direct deposit of $250 or more or an average daily balance of $1,500, during each monthly statement cycle.

2 Web access is needed to use Mobile Banking. Check with you wireless carrier for fees that may apply. Mobile Banking available to Online Banking enrollees only. All terms applicable to Online Banking apply to Mobile Banking. Must have Transfers and Bill Pay set up previously in Online Banking to use these functions in Mobile Banking.

3 Keep the Change^® Patent pending.

4 Participating retailers and offers are subject to change. You must have either a Bank of America debit card or consumer credit card and be enrolled in Online Banking to be eligible for participation in the program. Redemption of accrued cash back rebates occurs in accordance with program Terms and Conditions, generally monthly when a minimum of $5.00 cash back has been earned. Program is not available to select military bank customers. Select MyExpression^® credit cards, co-brand debit cards, Business credit cards and other accounts are not eligible for participation in the program. Additional restrictions apply. For complete program Terms and Conditions visit www.bankofamerica.com/additup.

Some accounts and services, and the fees that apply to them, vary from state to state. Please review the information for your state in the Personal Schedule of Fees (at www.bankofamerica.com/feesataglance or at your local Banking Center) and in the Online Banking Service Agreement at www.bankofamerica.com/serviceagreement.

Privacy & Security
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