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No Strings, Free Checking.

  • ATMs coast-to-coast

    With over 18,000 ATMs, you always have easy access to your free checking account.

  • No direct deposit required

    Your checking account is free when opened online.1 After all, free checking means FREE checking.

  • No minimum balance

    Do what you want with your free checking, and remember there is no minimum balance. Plus, our Free Award Winning2 Online Banking Service with unlimited Bill Pay and new Mobile Banking3 means you can count on Bank of America anytime, anywhere.
  1. Complete the online application
  2. Make an initial deposit in your new checking account. Learn How
  3. Receive a quick response
Special online-only offer
Open an Account

Privacy & Security
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1MyAccess Checking® has no monthly maintenance fee when opened online. Other account related service fees still apply. This special offer is available only online. Offer may be withdrawn or modified at any time without notice.

2Source: Javelin Strategy & Research's 2008 Banking Identity Safety Scorecard

3Mobile Banking is not available with accounts in Washington and Idaho